656 Park Ave, Monterey, CA 93940 Property Records

Monterey County property record for 656 Park Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 905 sqft · built 1955
Lot Size	0.068 acres (2,951 sqft)
Owner	Company Name on Record
Last Sale	$598,000 (Jul 2008)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-846-015-000`

Property Details

APN / Parcel Number

Primary APN	`001-846-015-000`
Alternative APN	`001-846-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	905 sqft Living Area
1st Floor Area	905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,951 sqft (0.068 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-846-015
Street Address	656 PARK AVE
City	MONTEREY
State	CA
Zip	93940-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 22 PAR MAPS PG 19; PAR A 2951 SQ FT.
Legal Subdivision	PM22-19, PARCEL MAP
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2008
Census Tract	13000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	656 PARK AVE, MONTEREY, CA 93940-3618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 17, 2020	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2008 · Amount on Record
Deed Sale	Jul 10, 2008 · Amount on Record
Deed Document Number	200844746
Last Transfer Date	Oct 28, 2009
Transfer Doc	0000070588
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	656 PARK AVE, MONTEREY, CA 93940-3618
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 PARK AVE, MONTEREY, CA 93940-3618

Mortgage

Document Number	0000009850
Date	Mar 26, 2026
Instrument	2026009850

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	656 PARK AVE, MONTEREY, CA 93940-3618
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 PARK AVE, MONTEREY, CA 93940-3618

Mortgage

Document Number	0000017326
Date	Mar 9, 2021
Instrument	2021017326

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	656 PARK AVE, MONTEREY, CA 93940-3618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067453
Date	Dec 7, 2017
Instrument	2017067453

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	656 PARK AVE, MONTEREY, CA 93940-3618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048760
Date	Sep 17, 2020
Instrument	2020048760

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	477 Months
Due	Jun 1, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,166 (+2%) Land $298,450 Building $168,716
2025	$5,368.00 (+8.36%) Homeowner's exemption	$458,007 (+4.04%) Land $292,599 Building $165,408
2024	$4,954.00 (+3.79%)
2023	$4,773.00 (+3.29%) Homeowner's exemption	$440,224 Land $281,238 Building $158,986
2022	$4,621.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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