686 Oyster Dr, Myrtle Beach, SC 29588 Property Records

Horry County property record for 686 Oyster Dr, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,295 sqft · built 2023
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$352,590 (Sep 2023)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`448-07-04-0093`

Property Details

APN / Parcel Number

Primary APN	`448-07-04-0093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,295 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	686 OYSTER DR
City	MYRTLE BEACH
State	SC
Zip	29588-8062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURFSIDE PLANTATION PH 3C; LOT 129
Legal Subdivision	SURFSIDE PLANTATION PH 3C
Legal Lot Number	129
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51607

Owner

Source: Horry County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	686 OYSTER DR, MYRTLE BEACH, SC 29588-8062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE
Sep 15, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN SECURITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Deed Book / Page	4723 / 2059
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	MYRTLE BEACH, SC 29588
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 OYSTER DR, MYRTLE BEACH, SC 29588-8062

Mortgage

Document Number	68500000003335
Date	Nov 21, 2024
Book Page	0000006850/0000003335
Instrument	2024000129461

Lender

Name	AMERIHOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Sep 15, 2023
Property Address	MYRTLE BEACH, SC 29588
Document Number	0047232059
Book / Page	4723 / 2059
Instrument Date	Sep 13, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 OYSTER DR, MYRTLE BEACH, SC 29588-8062

Mortgage

Document Number	0067141480
Date	Sep 15, 2023
Instrument	6714/1480

Lender

Name	AMERICAN SECURITY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (-68.28%)
2024	$5,013.00 (+472.26%)	$16,331 Land $5,290 Building $11,041	$408,258 Land $132,250 Building $276,008
2023	$876.00 (+1.62%)
2022	$862.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	171 in force
Nearby Flood Claims	4 (2015–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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