677 Oyster Dr, Myrtle Beach, SC 29588 Property Records

Horry County property record for 677 Oyster Dr, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,136 sqft · built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$432,090 (Oct 2023)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`448-07-04-0091`

Property Details

APN / Parcel Number

Primary APN	`448-07-04-0091`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area

Exterior

Year Built	Built 2023
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Enclosed Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

City	MYRTLE BEACH
State	SC
Zip	29588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURFSIDE PLANTATION PH 3C; LOT 127
Legal Subdivision	SURFSIDE PLANTATION PH 3C
Legal Lot Number	127
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51607

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	677 OYSTER DR, MYRTLE BEACH, SC 29588-8062
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Mar 7, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Apr 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	2023000119137
Deed Book / Page	4739 / 2633
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	MYRTLE BEACH, SC 29588
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 OYSTER DR, MYRTLE BEACH, SC 29588-8062

Mortgage

Document Number	69730000003032
Date	Nov 19, 2025
Book Page	0000006973/0000003032
Instrument	2025000127526

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	MYRTLE BEACH, SC 29588
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 OYSTER DR, MYRTLE BEACH, SC 29588-8062

Mortgage

Document Number	68820000000547
Date	Mar 7, 2025
Book Page	0000006882/0000000547

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	MYRTLE BEACH, SC 29588
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 OYSTER DR, MYRTLE BEACH, SC 29588-8062

Mortgage

Document Number	67780000002829
Date	Apr 22, 2024
Book Page	0000006778/0000002829

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 27, 2023
Property Address	MYRTLE BEACH, SC 29588
Document Number	0047392633
Book / Page	4739 / 2633
Instrument Date	Oct 26, 2023
Instrument	2023000119137
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 OYSTER DR, MYRTLE BEACH, SC 29588-8062

Mortgage

Document Number	0067271465
Date	Oct 27, 2023
Instrument	6727/1465

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00
2024	$1,466.00	$16,978 Land $5,314 Building $11,664	$424,426 Land $132,850 Building $291,576
2022	$868.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	171 in force
Nearby Flood Claims	4 (2015–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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