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686 Memorial Dr, Sebring, FL 33870 Property Records

Highlands County property record for 686 Memorial Dr, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details1 bd · 1 ba · 480 sqft · built 1967
Lot Size0.161 acres (7,050 sqft)
OwnerIndividual Name on File
Last Sale$43,500 (Dec 2020)
Tax Bill$783 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC11480100020007C

Property Details

APN / Parcel Number

Primary APNC11480100020007C
Alternative APN
  • C-11-34-28-010-0020-007C

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area480 sqft Living Area
1st Floor Area480 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1975
Architectural StyleMobile/Manufactured
Exterior MaterialMetal
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialMetal
Lot Area7,050 sqft (0.161 acres)
DrivewayDriveway
Driveway Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area225 sqft
PorchPorch
Porch Area225 sqft
Deck Area336 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel NumberC11480100020007C
Street Address686 MEMORIAL DR
CitySEBRING
StateFL
Zip33870-1494
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionUNIT NO 1 LAKE SEBRING CC PER PB 2-PG 112 A PORT OF LOT 7 BLK 2 AKA PARCEL C PER OR 303-547 + AN UNDIVIDED 1/6 INT IN PARCEL
Legal Range28E
Legal Township34S
Legal Section11
Legal SubdivisionLAKE SEBRING COUNTRY CLUB
Legal Block2
Legal Lot Number7
Legal Unit1
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3016
Census Tract960700

Owner

Source: Highlands County records · APN C11480100020007C

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1206 S SHORE DR, ELKHART, IN 46516-2004
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 01, 2020 · Amount on Record
Deed SaleDec 01, 2020 · Amount on Record
Prior SaleJan 26, 2016 · Amount on Record
Deed Document Number2008897
Deed Book / Page2787 / 439
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateDec 01, 2020
Property Address686 MEMORIAL DR, SEBRING, FL 33870-1494
Document Number0002008897
Book / Page2787 / 439
Map ReferenceMB 2 PG 112
Instrument DateNov 30, 2020
Instrument2008897
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$304.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address686 MEMORIAL DR, 686, SEBRING, FL 33870-1494

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 S SHORE DR, ELKHART, IN 46516-2004

Mortgage

Document Number0002787442
DateDec 01, 2020
Instrument2787/442
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term63 Months
DueMar 01, 2026

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$40,368 (-0.01%) Land $10,500 Building $29,868$40,368 (-0.01%) Land $10,500 Building $29,868
2024$783.00 (+4.96%)
2023$746.00 (+9.06%)$40,372 (+22.9%) Land $10,500 Building $29,872$40,372 (+22.9%) Land $10,500 Building $29,872
2022$684.00$32,849 Land $10,500 Building $22,349$32,849 Land $10,500 Building $22,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559607003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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