Highlands County property record for 680 Memorial Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,389 sqft · built 1994 |
| Lot Size | 0.852 acres (37,093 sqft) |
| Owner | Company Name on Record |
| Last Sale | $365,000 (Jul 2026) |
| Tax Bill | $2,909 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C114806000000140 |
| Primary APN | C114806000000140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,389 sqft Living Area |
| Gross Area | 3,073 sqft |
| 1st Floor Area | 2,101 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 37,093 sqft (0.852 acres) |
| Lot Dimensions | 335 ft deep x 134 ft wide |
| View / Lot | Water |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 365 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 680 MEMORIAL DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUNDOWN SUB PB 4-PG 71 LOT 14 + ADJOINING 30 FT STRIP MARKED STREET LYING NORTH OF LOT 14-LESS RD R/W |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 11 |
| Legal Subdivision | SUNDOWN SUB |
| Legal Lot Number | 14 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 960700 |
Source: Highlands County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2965 SW 78TH AVE, MIAMI, FL 33155-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jul 8, 2026 | Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Deed Document Number | 20262320704 |
| Deed Book / Page | 3203 / 1301 |
| Prior Transfer Date | Jun 28, 2012 |
| Prior Transfer Doc | 0001662848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 680 MEMORIAL DR, SEBRING, FL 33870-1494 |
| Document Number | 0002321739 |
| Book / Page | 3205 / 535 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20262321739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 2965 SW 78TH AVE, MIAMI, FL 33155-2620 |
| Document Number | 0002321739, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 3205/535 |
| Instrument | 20262321739 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 8, 2026 |
| Property Address | 680 MEMORIAL DR, SEBRING, FL 33870-1494 |
| Document Number | 0002320704 |
| Book / Page | 3203 / 1301 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20262320704 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2965 SW 78TH AVE, MIAMI, FL 33155-2620 |
| Document Number | 0002320705, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20262320705 |
| Special Notes | Seller Financed |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Feb 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.53% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 680 MEMORIAL DR, SEBRING, FL 33870-1494 |
| Document Number | 0001965150 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 680 MEMORIAL DR SEBRING FL 338701494, SEBRING, FL 33870-1494 |
| Document Number | 0001965150 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 002725/000095 |
| Instrument | 1965150 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,909.00 (+3.05%) Homeowner's exemption | $228,016 (+5.99%) | $428,157 (+7.33%) Land $206,899 Building $221,258 |
| 2024 | $2,823.00 (+2.17%) | ||
| 2023 | $2,763.00 (+1.43%) Homeowner's exemption | $215,136 (+3%) | $398,906 (+9.7%) Land $184,731 Building $214,175 |
| 2022 | $2,724.00 Homeowner's exemption | $208,870 | $363,635 Land $133,006 Building $230,629 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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