Monterey County property record for 686 Luna Way, Soledad, CA 93960 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,848 sqft · built 2012 |
| Lot Size | 0.126 acres (5,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Dec 2012) |
| Tax Bill | $5,103 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-514-020-000 |
| Primary APN | 022-514-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,497 sqft (0.126 acres) |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 022-514-020 |
|---|---|
| Street Address | 686 LUNA WAY |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIRAVALE II UNIT II VOL 23 C&T PAGE 45 TRACT NO 1481 LOT 20 |
| Legal Subdivision | MIRAVALE II UNIT II |
| Legal Tract | 1481 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 11105 |
Source: Monterey County records · APN 022-514-020-000
Assessment roll updated July 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 686 LUNA WAY, SOLEDAD, CA 93960-3574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 01, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2012 · Amount on Record |
| Deed Sale | Dec 19, 2012 · Amount on Record |
| Prior Sale | Jun 19, 2009 |
| Deed Document Number | 201278259 |
| Last Transfer Date | Nov 23, 2020 |
| Transfer Doc | 0000070565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 686 LUNA WAY, SOLEDAD, CA 93960-3574 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 686 LUNA WAY, SOLEDAD, CA 93960-3574 |
| Document Number | 0000034380 |
|---|---|
| Date | Oct 07, 2025 |
| Instrument | 2025034380 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 06, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Dec 01, 2020 |
| Property Address | 686 LUNA WAY, SOLEDAD, CA 93960-3574 |
| Document Number | 0000070565 |
| Map Reference | DOC 2011-061952 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020070565 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 LUNA WAY, SOLEDAD, CA 93960-3574 |
| Document Number | 0000070566 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 2020070566 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,103.00 (+3.49%) | $323,789 (+4.04%) Land $86,193 Building $237,596 |
| 2024 | $4,931.00 (+7.8%) | |
| 2023 | $4,574.00 (-1.57%) | $311,218 Land $82,847 Building $228,371 |
| 2022 | $4,647.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530111051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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