Monterey County property record for 638 Luna Way, Soledad, CA 93960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 2017 |
| Lot Size | 0.128 acres (5,607 sqft) |
| Owner | Individual Name on File |
| Last Sale | $735,000 (Jun 2026) |
| Tax Bill | $6,424 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-515-021-000 |
| Primary APN | 022-515-021-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| 1st Floor Area | 1,571 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 5,607 sqft (0.128 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Old Parcel Number | 022-515-021 |
|---|---|
| Street Address | 638 LUNA WAY |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIRAVALE II UNIT III VOLUME 24 C&T PG 43 TRACT NO 1521 LOT 94 5491 SF |
| Legal Subdivision | MIRAVALE II UNIT III |
| Legal Tract | 1521 |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 11105 |
638 Luna Way is owned and occupied by an individual who bought it in June 2026.
Source: Monterey County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 638 LUNA WAY, SOLEDAD, CA 93960-3569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit MONTEREY CU |
| Jun 22, 2026 | Grant Deed, Transfer · FHA Mortgage NETX MORTGAGE LLC |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Mar 20, 2018 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on File |
| Deed Sale | Jun 22, 2026 · Amount on File |
| Prior Sale | Mar 20, 2018 · Amount on File |
| Deed Document Number | 202621040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 638 LUNA WAY, SOLEDAD, CA 93960-3569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | CHICAGO TITLE SALINAS |
| Name | Verified Name |
|---|---|
| Address | 638 LUNA WAY, SOLEDAD, CA 93960-3569 |
| Document Number | 0000040256 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023040256 |
| Name | MONTEREY CU |
|---|---|
| Type | Credit Union |
| Address | MONTEREY, CA 93942 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 22, 2026 |
| Property Address | 638 LUNA WAY, SOLEDAD, CA 93960-3569 |
| Document Number | 0000021040 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202621040 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,658.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 638 LUNA WAY, SOLEDAD, CA 93960-3569 |
| Document Number | 0000021041, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202621041 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 638 LUNA WAY, SOLEDAD, CA 93960-3569 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY SALINA |
| Name | Verified Name |
|---|
| Document Number | 0000052138 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2019052138 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 20, 2018 |
| Property Address | 638 LUNA WAY, SOLEDAD, CA 93960-3569 |
| Document Number | 0000011815 |
| Map Reference | MB24 PG43 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 2018011815 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 638 LUNA WAY, SOLEDAD, CA 93960-3569 |
| Document Number | 0000011816 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 2018011816 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 638 Luna Way was $6,424, up 3.4% from the year before.
Source: Monterey County assessment roll, as of July 23, 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,424.00 (+3.43%) | $426,157 Land $170,671 Building $255,486 |
| 2024 | $6,211.00 (+8.34%) | |
| 2023 | $5,733.00 (-1.55%) | $409,611 Land $164,045 Building $245,566 |
| 2022 | $5,823.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 638 Luna Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 638 Luna Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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