Lincoln County property record for 686 Lakeshore Dr, Libby, MT 59923 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,232 sqft Living Area |
| Lot Size | 14,645 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $766,900 (2016) |
| Tax Bill | $2,590.00 (2025) |
| Primary APN | R563011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 2,232 sqft Living Area |
| 1st Floor | 2,232 sqft 1st Floor |
| Basement Area | 252 sqft Basement |
| Finished Basement | 252 sqft Finished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 14,645 sqft (0.34 acres) |
| Depth X Width | 145 ft x 101 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Deck Area | 832 sqft Deck |
| Porch Area | 672 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 0000002662 |
|---|---|
| Street Address | 686 LAKESHORE DR |
| City | LIBBY |
| State | MT |
| Zip | 59923-8531 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | CRYSTAL LAKE SHORE LOTS, S30, T27 N, R27 W, LOT 20, *2662* |
| Legal Range | 27W |
| Legal Township | 27N |
| Legal Section | 30 |
| Legal Subdivision | CRYSTAL LAKE SHORE LOTS |
| Legal Lot Number | 20,2662 |
| Jurisdiction | LINCOLN MT |
| Minor Civil Division | LIBBY |
| Census Blockgroup | 1 |
| Census Block | 1299 |
| Census Tract | 100 |
Source: Lincoln County records · APN R563011
Assessment roll updated September 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 686 LAKESHORE DR, LIBBY, MT 59923-8531 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jul 02, 2026 | Deed of Trust, Mortgage · Reverse Mortgage REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETTLEMENTS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2016 · Amount on Record |
| Deed Sale | Jul 05, 2016 · Amount on Record |
| Deed Doc Number | 2016263890 |
| Deed Book / Page | 363 / 338 |
| Prior Transfer Date | Jun 13, 2016 |
| Prior Transfer Doc | 363/338 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 02, 2026 |
| Property Address | 686 LAKESHORE DR, LIBBY, MT 59923-8531 |
| Document Number | 0000321733 |
| Book / Page | 415 / 588 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026321733 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Relationship | 290 |
| Address | 686 LAKESHORE DR, LIBBY, MT 59923-8531 |
| Document Number | 0000321733, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 415/588 |
| Instrument | 2026321733 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 828 Months |
| Due | Jul 31, 2095 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 02, 2026 |
| Property Address | 686 LAKESHORE DR, LIBBY, MT 59923-8531 |
| Document Number | 0000321734 |
| Book / Page | 415 / 589 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026321734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | REAL ESTATE SETTLEMENTS ESCROW, REAL ESTATE SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Relationship | 290 |
| Address | 686 LAKESHORE DR, LIBBY, MT 59923-8531 |
| Document Number | 0000321734, |
|---|---|
| Date | Jul 02, 2026 |
| Book Page | 415/589 |
| Instrument | 2026321734 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 828 Months |
| Due | Jul 31, 2095 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,590.00 (-21.92%) | $750,000 (+42.75%) | $750,000 (+42.75%) Land $430,200 Building $319,800 |
| 2023 | $3,317.00 | $525,400 | $525,400 Land $240,300 Building $285,100 |
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