Lincoln County property record for 472 Lakeshore Dr, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,695 sqft · built 1960 |
| Lot Size | 0.35 acres (15,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $931,000 (Feb 2025) |
| Tax Bill | $5,896 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jan 2019 Mortgage + 5 more |
| APN | R563180 |
| Primary APN | R563180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| 1st Floor Area | 862 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,200 sqft (0.35 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 78 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000002811 |
|---|---|
| Street Address | 472 LAKESHORE DR |
| City | LIBBY |
| State | MT |
| Zip | 59923-8532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL LAKE SHORE LOTS, S30, T27 N, R27 W, LOT 10 PM #499 |
| Legal Range | 27W |
| Legal Township | 27N |
| Legal Section | 30 |
| Legal Subdivision | CRYSTAL LAKE SHORE LOTS |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 1 |
| Census Block | 1299 |
| Census Tract | 100 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 225 SANDBOX LN, COLUMBIA FALLS, MT 59912-8642 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL |
| Jan 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF KALISPELL |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF KALISPELL |
| May 15, 2025 | Intrafamily Transfer, Transfer |
| Feb 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Aug 4, 2020 | Intrafamily Transfer, Transfer |
| Jun 13, 2018 | Warranty Deed, Transfer L B O PROPERTIES LIMITED PARTNERSHI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2025 · Amount on Record |
| Deed Sale | Feb 26, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2018 · Amount on Record |
| Deed Document Number | 2025314406 |
| Deed Book / Page | 409 / 144 |
| Last Transfer Date | May 5, 2025 |
| Transfer Doc | 000410/125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 472 LAKESHORE DR, LIBBY, MT 59923-8532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00000382/2 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 382/2 |
| Instrument | 285009 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 472 LAKESHORE DR, LIBBY, MT 59923-8532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000375/377 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | 375/377 |
| Instrument | 277759 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 472 LAKESHORE DR, LIBBY, MT 59923-8532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000381/679 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 381/679 |
| Instrument | 284668 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | May 15, 2025 |
| Property Address | 472 LAKESHORE DR, LIBBY, MT 59923-8532 |
| Document Number | 000410/125 |
| Book / Page | 410 / 125 |
| Instrument Date | May 5, 2025 |
| Instrument | 315541 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 225 SANDBOX LN, COLUMBIA FALLS, MT 59912-8642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Feb 26, 2025 |
| Property Address | 472 LAKESHORE DR, LIBBY, MT 59923-8532 |
| Document Number | 000409/144 |
| Book / Page | 409 / 144 |
| Map Reference | PL 499 |
| Instrument Date | Feb 24, 2025 |
| Instrument | 314406 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 225 SANDBOX LN, COLUMBIA FALLS, MT 59912-8642 |
| Document Number | 0000314407 |
|---|---|
| Date | Feb 26, 2025 |
| Instrument | 314407 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 26, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.02% |
| Type Change Date | Feb 26, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5.02% |
| Max Rate At Change | 9.02% |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Aug 4, 2020 |
| Property Address | 472 LAKESHORE DR, LIBBY, MT 59923-8532 |
| Document Number | 000383/846 |
| Book / Page | 383 / 846 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 286944 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 472 LAKESHORE DR, LIBBY, MT 59923-8532 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jun 13, 2018 |
| Property Address | 472 LAKESHORE DR, LIBBY, MT 59923-8532 |
| Document Number | 000372/516 |
| Book / Page | 372 / 516 |
| Map Reference | PL 499 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 274560 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7306, KALISPELL, MT 59904-0306 |
| Investor | Possibly a Property Investor |
| Document Number | 0000274561 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 274561 |
| Name | L B O PROPERTIES LIMITED PARTNERSHI |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,896.00 (+186.07%) | $748,560 (+20.02%) | |
| 2025 | $2,061.00 (-27.94%) | $623,700 (+37.68%) | $748,560 (+65.25%) Land $430,000 Building $318,560 |
| 2023 | $2,860.00 | $453,000 | $453,000 Land $240,000 Building $213,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Mar 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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