1. Home
  2. Florida
  3. Lee County
  4. Sanibel
  5. E Rocks Dr

686 E Rocks Dr, Sanibel, FL 33957 Property Records

Lee County property record for 686 E Rocks Dr, Sanibel, FL 33957 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,848 sqft · built 1983
Lot Size0.387 acres (16,858 sqft)
Owner2 Individual Names on File
Last Sale$766,400 (Jul 2019)
Tax Bill$12,149 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN28-46-22-T1-00305.0180

Property Details

APN / Parcel Number

Primary APN28-46-22-T1-00305.0180
Alternative APNs
  • 222846T1003050180
  • 10023304

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,848 sqft Living Area
Gross Area5,371 sqft
1st Floor Area1,169 sqft
Upper Floors Area1,369 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,858 sqft (0.387 acres)
Lot Dimensions166 ft deep x 88 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchSlab
Porch Area554 sqft
Patio Area682 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10023304
Street Address686 E ROCKS DR
CitySANIBEL
StateFL
Zip33957-5300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE ROCKS UNIT 5 BLK 5 PB 32 PG 120 LOT 18
Legal Range22E
Legal Township46S
Legal Section28
Legal SubdivisionSANIBEL THE ROCKS
Legal TractT1
Legal Block5
Legal Lot Number18
Legal Unit5
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group2
Census Block2001
Census Tract80203

Owner

Source: Lee County records · APN 28-46-22-T1-00305.0180

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3044 WALLACE CIR SE, ATLANTA, GA 30339-4233
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 09, 2019Warranty Deed, Transfer · Conventional Mortgage
SANIBEL CAPTIVA COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2019 · Amount on Record
Deed SaleJul 09, 2019 · Amount on Record
Prior SaleMay 04, 2009 · Amount on Record
Deed Document Number2019160379
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address686 E ROCKS DR, SANIBEL, FL 33957-5300
Transaction TypeMortgage
Record UpdatedMay 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1163 SAGAMORE AVE 20, 20, PORTSMOUTH, NH 03801-6085

Mortgage

Document Number0000135090
DateApr 27, 2021
Instrument2021000135090
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJul 09, 2019
Property Address686 E ROCKS DR, SANIBEL, FL 33957-5300
Document Number0000160379
Map ReferenceMB 32 PG 119&120
Instrument DateJul 08, 2019
Instrument2019000160379
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyBARRIER ISLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,364.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3304 HIDDEN RIVER VIEW RD, 3304, ANNAPOLIS, MD 21403-5022

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 THORN ST, SEWICKLEY, PA 15143-1204

Mortgage

Document Number0000160381
DateJul 09, 2019
Instrument2019000160381
Lender
NameSANIBEL CAPTIVA COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,149.00 (-7.44%)$822,458 (-28.68%) Land $415,649 Building $406,809$822,458 (-28.68%) Land $415,649 Building $406,809
2023$13,126.00 (+23.49%)$1,153,146 (+3%) Land $578,414 Building $574,732$1,153,146 (+3%) Land $578,414 Building $574,732
2022$10,629.00$887,030 Land $394,308 Building $492,722$887,030 Land $394,308 Building $492,722

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710802032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 509 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies509 in force
Nearby Flood Claims809 (1982–2025)
Claims Outside the SFHA2 of 809
Most Recent ClaimSep 2025, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Oct 2022 · 241 claims
  • Hurricane Ian, Oct 2022 · 276 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 114 claims

Wildfire

Wildfire RiskModerate
above 70% of the US · above 51% of Florida
Wildfire LikelihoodAbout 1 in 412 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber3,000 / 3,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on E Rocks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures