678 E Rocks Dr, Sanibel, FL 33957 Property Records

Lee County property record for 678 E Rocks Dr, Sanibel, FL 33957

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,131 sqft · built 1983
Lot Size0.332 acres (14,462 sqft)
Owner2 Individual Names on File
Last Sale$805,000 (Jun 2018)
Tax Bill$9,007 (2025)
Deeds & MortgagesJan 2023 Mortgage
Apr 2021 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN28-46-22-T1-00305.0190

Property Details

APN / Parcel Number

Primary APN28-46-22-T1-00305.0190
Alternative APNs
  • 222846T1003050190
  • 10023305

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,131 sqft Living Area
Gross Area5,189 sqft
1st Floor Area1,843 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area14,462 sqft (0.332 acres)
Lot Dimensions145 ft deep x 88 ft wide
View / LotLake
Garage TypeAttached
Garage Area1,276 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchSlab
Porch Area736 sqft
Deck Area288 sqft
Patio Area620 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10023305
Street Address678 E ROCKS DR
CitySANIBEL
StateFL
Zip33957-5300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE ROCKS UNIT 5 BLK 5 PB 32 PG 120 LOT 19
Legal Range22E
Legal Township46S
Legal Section28
Legal SubdivisionSANIBEL THE ROCKS
Legal TractT1
Legal Block5
Legal Lot Number19
Legal Unit5
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group2
Census Block2001
Census Tract80203

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address678 E ROCKS DR, SANIBEL, FL 33957-5300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Apr 7, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jun 8, 2018Warranty Deed, Transfer
BARRIER ISLAND TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 8, 2018 · Amount on Record
Deed SaleJun 8, 2018 · Amount on Record
Prior SaleJan 31, 2011 · Amount on Record
Deed Document Number2018140122
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address678 E ROCKS DR, SANIBEL, FL 33957-5300
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 E ROCKS DR, SANIBEL, FL 33957-5300

Mortgage

Document Number0000011853
DateJan 10, 2023
Instrument2023000011853
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 13, 2052

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateApr 7, 2021
Property Address678 E ROCKS DR, SANIBEL, FL 33957-5300
Document Number0000108991
Map ReferenceMB 32 PG 119&120
Instrument DateMar 3, 2021
Instrument2021000108991
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address678 E ROCKS DR, 678, SANIBEL, FL 33957-5300

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 E ROCKS DR, SANIBEL, FL 33957-5300

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 8, 2018
Property Address678 E ROCKS DR, SANIBEL, FL 33957-5300
Document Number0000140122
Instrument DateJun 1, 2018
Instrument140122
Transaction TypeTransfer
Record UpdatedJul 10, 2018
Title CompanyBARRIER ISLAND TITLE

Transaction

AmountAmount Recorded
Tax$5,635.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address89 WELLMAN RD WILMINGTON VT 053639627, WILMINGTON, VT 05363-9627

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,007.00 (+19.79%) Homeowner's exemption$640,460 (+19.56%)$796,080 (+48.61%) Land $394,967 Building $401,113
2023$7,519.00 (-33.9%) Homeowner's exemption$535,688 (-36.21%) Land $535,678 Building $10$535,688 (-36.21%) Land $535,678 Building $10
2022$11,376.00 Homeowner's exemption$839,724 Land $338,752 Building $500,972$839,724 Land $338,752 Building $500,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 509 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies509 in force
Nearby Flood Claims809 (1982–2025)
Claims Outside the SFHA2 of 809
Most Recent ClaimSep 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 241 claims
  • Hurricane Ian, Oct 2022 · 276 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 114 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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