Hamilton County property record for 686 E 17th St, Chattanooga, TN 37408
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,712 sqft · built 2009 |
| Lot Size | 0.116 acres (5,092 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Dec 2019) |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145M T 010.02 |
| Primary APN | 145M T 010.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,092 sqft (0.116 acres) |
| Lot Dimensions | 134 ft deep x 38 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000161894 |
|---|---|
| Old Parcel Number | 145M T 01002 |
| Street Address | 686 E 17TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 MONTAGUES ADDN NO 1 PB88 PG75 OUT OF 145M-T-10 FOR 2008 |
| Legal Subdivision | MONTAGUES ADDN NO 1 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2000 |
Source: Hamilton County records · APN 145M T 010.02
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 W MAIN ST STE 105, 105, CHATTANOOGA, TN 37408-1175 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI PINNACLE BK |
| Dec 30, 2019 | Warranty Deed, Transfer · Conventional with PMI SIMPLYBANK |
| Nov 08, 2019 | Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Aug 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on Record |
| Deed Sale | Dec 30, 2019 · Amount on Record |
| Prior Sale | Nov 08, 2019 |
| Deed Document Number | 2019123000208 |
| Deed Book / Page | 11863 / 367 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 686 E 17TH ST, CHATTANOOGA, TN 37408-2109 |
| Document Number | 0713000214 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 686 E 17TH ST CHATTANOOGA TN 374082109, CHATTANOOGA, TN 37408-2109 |
| Document Number | 0713000214 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 012071/000100 |
| Instrument | 200713000214 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 30, 2019 |
| Property Address | 686 E 17TH ST, CHATTANOOGA, TN 37408-2109 |
| Document Number | 1230000208 |
| Book / Page | 011863 / 000367 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 191230000208 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,628.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 W MAIN ST #105 CHATTANOOGA TN 374081175, 105, CHATTANOOGA, TN 37408-1175 |
| Document Number | 1230000209 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 011863/000369 |
| Instrument | 191230000209 |
| Name | SIMPLYBANK |
|---|---|
| Address | DAYTON, TN 37321 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 08, 2019 |
| Property Address | 686 E 17TH ST, CHATTANOOGA, TN 37408-2109 |
| Document Number | 1108000118 |
| Book / Page | 011814 / 000967 |
| Instrument Date | Nov 06, 2019 |
| Instrument | 191108000118 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 672 E 17TH ST CHATTANOOGA TN 374082109, CHATTANOOGA, TN 37408-2109 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 03, 2018 |
| Property Address | 686 E 17TH ST, CHATTANOOGA, TN 37408-2109 |
| Document Number | 0803000230 |
| Book / Page | 011419 / 000055 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 180803000230 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | CUMBERLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,361.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 672 E 17TH ST CHATTANOOGA TN 374082109, CHATTANOOGA, TN 37408-2109 |
| Document Number | 803000232 |
|---|---|
| Date | Aug 03, 2018 |
| Book Page | 011419/000060 |
| Instrument | 180803000232 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 02, 2038 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (+8.63%) | $137,900 (+60.3%) | $551,600 (+60.3%) Land $100,000 Building $451,600 |
| 2024 | $1,924.00 | $86,025 (-) | $344,100 (-) Land $50,000 Building $294,100 |
| 2023 | $1,924.00 | $86,025 (-) | $344,100 (-) Land $50,000 Building $294,100 |
| 2022 | $1,924.00 | $86,025 | $344,100 Land $50,000 Building $294,100 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2000) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 370 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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