656 E 17th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 656 E 17th St, Chattanooga, TN 37408

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,304 sqft · built 2009
Lot Size0.104 acres (4,556 sqft)
OwnerIndividual Name on File
Last Sale$710,000 (Aug 2025)
Tax Bill$2,341 (2025)
Deeds & MortgagesAug 2025 Sale
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN145M T 008

Property Details

APN / Parcel Number

Primary APN145M T 008
Alternative APN
  • 0000071386

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,304 sqft Living Area

Exterior

Year BuiltBuilt 2009
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,556 sqft (0.104 acres)
Lot Dimensions134 ft deep x 34 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000071386
Street Address656 E 17TH ST
CityCHATTANOOGA
StateTN
Zip37408-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC3
Legal DescriptionRES FULL VALUE FOR 2010 LT 5 BLK 9 MONTAGUES ADDN NO 1 PB2 PG34 REV 88-75
Legal SubdivisionMONTAGUES ADDN NO 1
Legal Block9
Legal Lot Number5 58
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1007
Census Tract2000

Owner

Source: Hamilton County records · APN 145M T 008

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address492 S CREST RD, CHATTANOOGA, TN 37404-5903
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS NAT'L BK
Mar 01, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2025 · Amount on Record
Deed SaleAug 15, 2025 · Amount on Record
Prior SaleMar 01, 2019 · Amount on Record
Deed Document Number2025081500182
Deed Book / Page14015 / 124
Record UpdatedJun 08, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 15, 2025
Property Address656 E 17TH ST, CHATTANOOGA, TN 37408-2109
Document Number0000000182
Book / Page14015 / 124
Map ReferenceMB 88 PG 75
Instrument DateAug 13, 2025
Instrument2025081500182
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$2,627.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address492 S CREST RD, CHATTANOOGA, TN 37404-5903

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address656 E 17TH ST, CHATTANOOGA, TN 37408-2109
Document Number0814000248
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address656 E 17TH ST CHATTANOOGA TN 374082109, CHATTANOOGA, TN 37408-2109

Mortgage

Document Number0814000248
DateAug 14, 2020
Book Page012114/000524
Instrument200814000248
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 13, 2040

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 01, 2019
Property Address656 E 17TH ST, CHATTANOOGA, TN 37408-2109
Document Number0301000262
Book / Page011577 / 000185
Instrument DateFeb 28, 2019
Instrument190301000262
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,665.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address656 E 17TH ST CHATTANOOGA TN 374082109, CHATTANOOGA, TN 37408-2109

Mortgage

Document Number301000263
DateMar 01, 2019
Book Page011577/000188
Instrument190301000263
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,341.00 (+4.88%)$154,450 (+54.76%)$617,800 (+54.76%) Land $100,000 Building $517,800
2024$2,232.00$99,800 (-)$399,200 (-) Land $50,000 Building $349,200
2023$2,232.00$99,800 (-)$399,200 (-) Land $50,000 Building $349,200
2022$2,232.00$99,800$399,200 Land $50,000 Building $349,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA5 of 7
Most Recent ClaimApr 2000 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 370 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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