686 Dover Dr, Elgin, IL 60120 Property Records

Cook County property record for 686 Dover Dr, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1990
Square Footage	1,130 sqft Living Area
Lot Size	12,779 sqft (0.293 acres)
Occupancy	Owner Occupied
Last Sale	$43,000 (2011)
Tax Bill	$6,908.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`06-19-407-032`
Alternative APN	`06-19-407-032-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,130 sqft Living Area
1st Floor	1,130 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Asphalt Roof
Lot Area	12,779 sqft (0.293 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	686 DOVER CT
City	ELGIN
State	IL
Zip	60120-7610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT4
Legal Lot Number	315
Legal Unit	4
Jurisdiction	COOK IL
Minor Civil Division	HANOVER
Census Blockgroup	2
Census Block	2005
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-407-032

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	686 DOVER CT, ELGIN, IL 60120-7610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2011 · Amount on Record
Deed Sale	Mar 08, 2011 · Amount on Record
Prior Sale	Dec 19, 2001 · Amount on Record
Deed Doc Number	20113029
Prior Transfer Date	Sep 30, 2000
Prior Transfer Doc	0000011135
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	686 DOVER DR, ELGIN, IL 60120
Document Number	2036317452
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 08, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 DOVER DR ELGIN IL 60120, ELGIN, IL 60120

Mortgage

Document Number	2036317452
Date	Dec 28, 2020
Instrument	36317452

Lender

Name	HUD-HOUSING/URBAN DEV
Address	4561 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2040

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,000 (+12.5%) Land $8,945 Building $18,055	$270,000 (+12.5%) Land $89,450 Building $180,550
2023	$6,908.00 (+2.9%)
2022	$6,713.00	$23,999 Land $8,306 Building $15,693	$239,990 Land $83,060 Building $156,930