Cook County property record for 680 Dover Dr, Elgin, IL 60120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,675 sqft · built 1990 |
| Lot Size | 0.196 acres (8,523 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,051 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-205-001 |
| Primary APN | 06-19-205-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,675 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,523 sqft (0.196 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 680 DOVER DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | SUMMERHILL UNIT4 |
| Legal Lot Number | 317 |
| Legal Unit | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-205-001
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 680 DOVER DR, ELGIN, IL 60120-7611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Mar 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 21, 2003 |
| Transfer Doc | 0000017003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 680 DOVER DR, ELGIN, IL 60120-7611 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003320409 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 2103320409 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Rate | 2.87% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 680 DOVER DR, ELGIN, IL 60120-7611 |
| Document Number | 1707647012 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 680 DOVER DR ELGIN IL 601207611, ELGIN, IL 60120-7611 |
| Document Number | 1707647012 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 7647012 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2047 |
| Rate | 4.25% |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 (+28.01%) Land $5,966 Building $26,034 | $320,000 (+28.01%) Land $59,660 Building $260,340 | |
| 2023 | $6,051.00 (+3.52%) | ||
| 2022 | $5,845.00 Homeowner's exemption | $24,999 Land $5,539 Building $19,460 | $249,990 Land $55,390 Building $194,600 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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