686 Dougherty Ter Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 686 Dougherty Ter Dr, Ballwin, MO 63021 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1978
Square Footage	2,307 sqft Living Area
Lot Size	10,202 sqft (0.234 acres)
Occupancy	Owner Occupied
Last Sale	$280,000 (2003)
Tax Bill	$4,861.00 (2024)

Owner

Source: St. Louis County records · APN 24P-64-0315

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2003 · Amount on Record
Deed Sale	Jul 16, 2003 · Amount on Record
Deed Doc Number	20032576
Deed Book / Page	15081 / 146
Last Transfer Date	Mar 09, 2015
Transfer Doc	0214171237
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	686 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853

Mortgage

Document Number	0244842209
Date	Dec 08, 2020
Book Page	24484/2209
Instrument	2020120801091

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Oct 01, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,100 (+9.64%) Land $41,720 Building $40,380	$432,100 (+9.64%) Land $219,600 Building $212,500
2024	$4,861.00 (-0.9%)
2023	$4,905.00 (+5.3%)	$74,880 (+14.23%) Land $26,710 Building $48,170	$394,100 (+14.23%) Land $140,600 Building $253,500
2022	$4,658.00	$65,550 Land $26,710 Building $38,840
2021			$345,000 Land $140,600 Building $204,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`24P-64-0315`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,307 sqft Living Area
Gross Area	2,879 sqft Gross Area
1st Floor	2,307 sqft 1st Floor
Basement Area	152 sqft Basement
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	10,202 sqft (0.234 acres)
Depth X Width	118 ft x 69 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage

Exterior Amenities

Pool Area	49 sqft Pool
Patio Area	196 sqft Patio
Porch	Open Porch
Porch Area	467 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	686 DOUGHERTY TERRACE DR
City	BALLWIN
State	MO
Zip	63021-5853
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DOUGHERTY ESTATES PLAT 3 9 8 78 LOT 135
Legal Subdivision	DOUGHERTY ESTATES PLAT 3
Legal Lot Number	135
Jurisdiction	ST LOUIS MO
Minor Civil Division	QUEENY
Census Blockgroup	1
Census Block	1007
Census Tract	218015