678 Dougherty Ter Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 678 Dougherty Ter Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,554 sqft · built 1978
Lot Size0.229 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Oct 1979)
Tax Bill$5,447 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN24P-6-4-029-4

Property Details

APN / Parcel Number

Primary APN24P-6-4-029-4

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,554 sqft Living Area
1st Floor Area1,140 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area10,001 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area436 sqft
Patio Area98 sqft
BalconyBalcony
Balcony Area34 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address678 DOUGHERTY TERRACE DR
CityBALLWIN
StateMO
Zip63021-5853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFPR2
Legal DescriptionDOUGHERTY ESTATES PLAT 3 LOT 115 23P310031 9 8 78
Legal SubdivisionDOUGHERTY ESTATES PLAT 3
Legal Lot Number115
JurisdictionST LOUIS MO
Township / Civil DivisionQUEENY
Census Block Group1
Census Block1007
Census Tract218015

Owner

Source: St. Louis County records · APN 24P-6-4-029-4

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address678 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Nov 17, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 08, 2023Beneficiary Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 1979 · Amount on Record
Deed SaleOct 01, 1979 · Amount on Record
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateJun 30, 2026
Property Address678 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853
Document Number0000000335
Instrument DateJun 17, 2026
Instrument2026335
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853

Mortgage

Document Number0000000335,
DateJun 30, 2026
Instrument2026335
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 17, 2056
Interest
Rate6.51%
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address678 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 DOUGHERTY TERRACE DR, MANCHESTER, MO 63021-5853

Mortgage

Document Number2025111700102
DateNov 17, 2025
Instrument2025111700102
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 05, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateFeb 08, 2023
Property Address678 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853
Document Number2023020800415
Instrument DateJan 18, 2023
Instrument2023020800415
Transaction TypeTransfer
Record UpdatedJul 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address678 DOUGHERTY TERRACE DR, BALLWIN, MO 63021-5853

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$80,520 (-4.1%) Land $41,360 Building $39,160$423,800 (-4.1%) Land $217,700 Building $206,100
2024$5,447.00 (-0.89%)
2023$5,496.00 (+10.21%)$83,960 (+19.65%) Land $26,470 Building $57,490$441,900 (+19.66%) Land $139,300 Building $302,600
2022$4,987.00$70,170 Land $26,470 Building $43,700
2021$369,300 Land $139,300 Building $230,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · other causes

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 292 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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