686 Deep Cut Rd, Erin, TN 37061 Property Records

Houston County property record for 686 Deep Cut Rd, Erin, TN 37061

Property Summary

Property Type	Residential Vacant Land
Lot Size	8.75 acres (381,150 sqft)
Owner	2 Individual Names on File
Last Sale	$26,250 (May 2007)
Tax Bill	$118 (2025)
Deeds & Mortgages	May 2007 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042061 01403`

Property Details

APN / Parcel Number

Primary APN	`042061 01403`
Alternative APN	`061 01403`

Exterior

Lot Area	381,150 sqft (8.75 acres)
Terrain	Rolling

Location & Zoning

Street Address	686 DEEP CUT RD
City	ERIN
State	TN
Zip	37061
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 05, COUNTY AREA: W04
Jurisdiction	HOUSTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1049
Census Tract	120100

Owner

686 Deep Cut Rd, residential vacant land, is owned by two individuals who acquired it in March 2026.

Source: Houston County records, as of January 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	486 DEEP CUT RD, ERIN, TN 37061-6871
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2007	Deed of Trust, Mortgage · FmHA Mortgage FARM CREDIT SERVICES
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JOHNSONVILLE TVA EMPLOYEES CU
Aug 13, 2025	Deed of Trust, Mortgage · Construction Mortgage TRADITIONS FIRST BANK
Mar 23, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage TRADITIONS FIRST BANK
Nov 6, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2007 · Amount on File
Deed Sale	May 15, 2007 · Amount on File
Prior Sale	Feb 22, 1994 · Amount on File
Deed Book / Page	34 / 760
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000037142
Record Updated	Jun 8, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	686 DEEP CUT RD, ERIN, TN 37061-6957
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000034/763
Date	May 24, 2007
Book Page	34/763
Instrument	7804

Lender

Name	FARM CREDIT SERVICES
Type	Funding / Finance Company

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2022

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	686 DEEP CUT RD, ERIN, TN 37061-6957
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000116/891
Date	Feb 22, 2021
Book Page	116/891
Instrument	27944

Lender

Name	JOHNSONVILLE TVA EMPLOYEES CU
Type	Credit Union
Address	CAMDEN, TN 38320

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	686 DEEP CUT RD, ERIN, TN 37061-6957
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 E BRIARCREST DR, ERIN, TN 37061-6228

Mortgage

Document Number	000156/490
Date	Aug 13, 2025
Book Page	156/490
Instrument	36029

Lender

Name	TRADITIONS FIRST BANK
Type	Bank
Address	ERIN, TN 37061

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOUSTON TN
Recording Date	Mar 23, 2026
Property Address	686 DEEP CUT RD, ERIN, TN 37061-6957
Document Number	000162/618
Book / Page	162 / 618
Instrument Date	Mar 16, 2026
Instrument	37142
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	686 DEEP CUT RD, ERIN, TN 37061-6957

Mortgage

Document Number	0000037143
Date	Mar 23, 2026
Instrument	37143

Lender

Name	TRADITIONS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOUSTON TN
Recording Date	Nov 6, 2020
Property Address	686 DEEP CUT RD, ERIN, TN 37061
Document Number	000114/511
Book / Page	114 / 511
Instrument Date	Nov 6, 2020
Instrument	27457
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 E BRIARCREST DR, ERIN, TN 37061-6228

Tax Assessment & Valuation

The 2025 property tax bill for 686 Deep Cut Rd was $118.

Source: Houston County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00	$6,825 Land $6,825
2023		$6,825 Land $6,825
2020			$27,300 Land $27,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 686 Deep Cut Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 686 Deep Cut Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIN WATER DEPARTMENT serves 8,168 people · EPA ID TN0000230
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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