Houston County property record for 495 Deep Cut Rd, Erin, TN 37061
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,392 sqft · built 2016 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (May 2021) |
| Tax Bill | $1,294 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042061 01405 |
| Primary APN | 042061 01405 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 271 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 495 DEEP CUT RD |
|---|---|
| City | ERIN |
| State | TN |
| Zip | 37061-6892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 05, COUNTY AREA: W04 |
| Jurisdiction | HOUSTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 120100 |
495 Deep Cut Rd is owned by an individual who bought it in May 2021.
Source: Houston County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1400 VETERANS UNITED DR, COLUMBIA, MO 65203 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2021 · Amount on File |
| Deed Sale | May 21, 2021 · Amount on File |
| Prior Sale | Mar 19, 2014 · Amount on File |
| Deed Document Number | 28478 |
| Deed Book / Page | 119 / 354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOUSTON TN |
| Recording Date | May 21, 2021 |
| Property Address | 495 DEEP CUT RD, ERIN, TN 37061-6892 |
| Document Number | 000119/354 |
| Book / Page | 119 / 354 |
| Instrument Date | May 14, 2021 |
| Instrument | 28478 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | TENNESSEE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 495 DEEP CUT RD, ERIN, TN 37061-6892 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028479 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 28479 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 495 Deep Cut Rd was $1,294.
Source: Houston County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,294.00 | $74,800 Land $5,900 Building $68,900 | |
| 2023 | $74,800 (+72.75%) Land $5,900 Building $68,900 | ||
| 2022 | $43,300 Land $4,050 Building $39,250 | $173,200 Land $16,200 Building $157,000 | |
| 2020 | $299,200 Land $23,600 Building $275,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 495 Deep Cut Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Feb 1997 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Deep Cut Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERIN WATER DEPARTMENT serves 8,168 people · EPA ID TN0000230 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
May also be available: GigFire.
No cell data coverage reported
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