Whatcom County property record for 686 Crystal Beach Rd, Point Roberts, WA 98281
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 2020 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Oct 2019) |
| Tax Bill | $3,543 (2025) |
| Deeds & Mortgages | Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 565873 |
| Primary APN | 565873 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.089 acres) |
| Deck Area | 350 sqft |
| Account Number | 565873 |
|---|---|
| Street Address | 686 CRYSTAL BEACH RD |
| City | POINT ROBERTS |
| State | WA |
| Zip | 98281-8407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | CRYSTAL WATER BEACH LOT 24-TOG WI UNDIV INT IN LANES-ALLEYS-DRIVES-RESERVE A |
| Legal Range | 53 |
| Legal Township | 40 |
| Legal Section | 11 |
| Legal Subdivision | CRYSTAL WATER BEACH |
| Legal Lot Number | 24 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | POINT ROBERTS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11000 |
686 Crystal Beach Rd is owned by two individuals who bought it in October 2019.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1582 BEACH GROVE RD, POINT ROBERTS, WA 98281 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on File |
| Deed Sale | Oct 23, 2019 · Amount on File |
| Prior Sale | Sep 5, 2014 |
| Deed Document Number | 2019-1003076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 23, 2019 |
| Property Address | 686 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407 |
| Document Number | 2191003076 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 1003076 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,052.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1978 WATERS RD POINT ROBERTS WA 982818408, POINT ROBERTS, WA 98281-8408 |
The 2025 property tax bill for 686 Crystal Beach Rd was $3,543, up 6.6% from the year before.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,543.00 (+6.62%) | $462,608 (+6.61%) Land $267,630 Building $194,978 | $462,608 (+6.61%) Land $267,630 Building $194,978 |
| 2024 | $3,323.00 | $433,939 Land $240,900 Building $193,039 | $433,939 Land $240,900 Building $193,039 |
| 2022 | $396,291 Land $220,000 Building $176,291 | $396,291 Land $220,000 Building $176,291 | |
| 2021 | $910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 686 Crystal Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2006–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 686 Crystal Beach Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Whidbey Telephone DSL · Fiber in parts of the area | 25 / 3 |
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