645 Crystal Beach Rd, Point Roberts, WA 98281 Property Records

Whatcom County property record for 645 Crystal Beach Rd, Point Roberts, WA 98281

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,244 sqft · built 2007
Owner2 Individual Names on Record
Last Sale$348,000 (Jul 2017)
Tax Bill$3,963 (2025)
Flood ZoneZone X (minimal risk)
APN543701

Property Details

APN / Parcel Number

Primary APN543701
Alternative APNs
  • 405311 221504 0000
  • 156477

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,244 sqft Living Area
1st Floor Area1,243 sqft
Upper Floors Area784 sqft
Attic Area784 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area276 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number543701
Street Address645 CRYSTAL BEACH RD
CityPOINT ROBERTS
StateWA
Zip98281-8407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR2
Legal DescriptionCRYSTAL WATER BEACH REPLAT OF LOT 72 LOT 19-TOG WI UNDIV INT IN LANES-ALLEYS-DRIVES-RESERVE A
Legal Range53
Legal Township40
Legal Section11
Legal SubdivisionCRYSTAL WATER BEACH
Legal Lot Number19
JurisdictionWHATCOM WA
Township / Civil DivisionPOINT ROBERTS
Census Block Group1
Census Block1016
Census Tract11000

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address645 CRYSTAL BEACH RD, POINT ROBERTS, WA 98281-8407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Prior SaleFeb 24, 2006
Deed Document Number2017-0701937
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictBlaine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,963.00 (+9.05%)$517,439 (+14.92%) Land $214,104 Building $303,335$517,439 (+14.92%) Land $214,104 Building $303,335
2022$450,263 Land $176,000 Building $274,263$450,263 Land $176,000 Building $274,263
2021$3,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 units insured
incl. 32 condo units
Nearby Flood Claims3 (2006–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT ROBERTS WATER DISTRICT NO 4
serves 1,440 people · EPA ID WA5395750
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Whidbey Telephone
DSL
25 / 3

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