686 Cherry Ln, Ashland, OR 97520 Property Records

Jackson County property record for 686 Cherry Ln, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,472 sqft · built 1972
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jun 2021)
Tax Bill	$6,062 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`391E05AC4501`

Property Details

APN / Parcel Number

Primary APN	`391E05AC4501`
Alternative APNs	`391E05AC04501` `10053149`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,472 sqft Living Area
Gross Area	3,880 sqft
1st Floor Area	1,472 sqft
Basement Area	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Concrete
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	568 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	686 CHERRY LN
City	ASHLAND
State	OR
Zip	97520-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	05
Legal Quarter	1
Legal Block	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1016
Census Tract	2100

Owner

Source: Jackson County records · APN 391E05AC4501

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	686 CHERRY LN, ASHLAND, OR 97520-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Jan 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Jul 03, 2008 · Amount on Record
Deed Document Number	202128082
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	0000002626
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jun 28, 2021
Property Address	686 CHERRY LN, ASHLAND, OR 97520-1504
Document Number	0000028082
Instrument Date	Jun 25, 2021
Instrument	2021-028082
Transaction Type	Transfer
Record Updated	Jul 07, 2021
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	686 CHERRY LN, ASHLAND, OR 97520-1504

Mortgage

Document Number	0000028083
Date	Jun 28, 2021
Instrument	2021-028083

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Jan 24, 2020
Property Address	686 CHERRY LN, ASHLAND, OR 97520-1504
Document Number	0000002626
Instrument Date	Jan 24, 2020
Instrument	2626
Transaction Type	Transfer
Record Updated	Feb 07, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	686 CHERRY LN ASHLAND OR 975201504, ASHLAND, OR 97520-1504

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,310 (+3%)	$646,380 (-4.88%) Land $238,560 Building $407,820
2025	$6,062.00 (+2.14%)	$382,830 (+3%) Land $181,350 Building $201,480	$679,570 (+1.67%) Land $232,800 Building $446,770
2024	$5,935.00 (+3.36%)	$371,680 (+3%) Land $176,070 Building $195,610	$668,430 (-3.33%) Land $234,600 Building $433,830
2023	$5,742.00 (+3.33%)	$360,860 (+3%) Land $170,940 Building $189,920	$691,460 (+4.64%) Land $345,010 Building $346,450
2022	$5,557.00	$350,350 Land $165,970 Building $184,380	$660,810 Land $358,290 Building $302,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (41029C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410290021001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 247 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Project A Fixed Wireless	200 / 25
Whittrio Fixed Wireless	100 / 30

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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