676 Cherry Ln, Ashland, OR 97520 Property Records

Jackson County property record for 676 Cherry Ln, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,558 sqft · built 1974
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$705,000 (Oct 2026)
Tax Bill	$7,591 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`391E05AC4400`

Property Details

APN / Parcel Number

Primary APN	`391E05AC4400`
Alternative APNs	`391E05AC04400` `10053114`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	3,692 sqft
1st Floor Area	1,558 sqft
Basement Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	859 sqft
Patio Area	859 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	676 CHERRY LN
City	ASHLAND
State	OR
Zip	97520-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	05
Legal Quarter	1
Legal Subdivision	MYERS W C ADD
Legal Block	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1016
Census Tract	2100

Owner

Source: Jackson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	676 CHERRY LN, ASHLAND, OR 97520-1504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED
Aug 26, 2026	Deed of Trust, Mortgage · Construction Mortgage STIFEL BANK AND TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2026 · Amount on Record
Deed Sale	Oct 15, 2026 · Amount on Record
Deed Document Number	202622969
Prior Transfer Date	Jan 29, 2025
Prior Transfer Doc	0000001791
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Oct 15, 2026
Property Address	676 CHERRY LN, ASHLAND, OR 97520-1504
Document Number	0000022969
Instrument Date	Oct 6, 2026
Instrument	202622969
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	676 CHERRY LN, ASHLAND, OR 97520-1504

Mortgage

Document Number	0000022970,
Date	Oct 15, 2026
Instrument	202622970

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Aug 26, 2026
Property Address	676 CHERRY LN, ASHLAND, OR 97520-1504
Document Number	0000019226
Instrument Date	Aug 24, 2026
Instrument	202619226
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	676 CHERRY LN, ASHLAND, OR 97520-1504

Mortgage

Document Number	0000019226,
Date	Aug 26, 2026
Instrument	202619226

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2027

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,750 (+3%)	$744,020 (+3.28%) Land $238,560 Building $505,460
2025	$7,591.00 (+2.14%)	$479,370 (+3%) Land $212,930 Building $266,440	$720,400 (-7.33%) Land $232,800 Building $487,600
2024	$7,432.00 (+3.37%)	$465,410 (+3%) Land $206,720 Building $258,690	$777,360 (+1.01%) Land $234,600 Building $542,760
2023	$7,190.00 (+3.32%)	$451,860 (+3%) Land $200,690 Building $251,170	$769,570 (+3.15%) Land $335,490 Building $434,080
2022	$6,959.00	$438,700 Land $194,850 Building $243,850	$746,060 Land $349,470 Building $396,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

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