686 Centre St, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 686 Centre St, Newton, MA 02458

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5 bd · 3.5 ba · 4,434 sqft · built 1890
Lot Size	0.369 acres (16,084 sqft)
Owner	Individual Name on File
Last Sale	$1,630,000 (Nov 2022)
Deeds & Mortgages	Jul 2026 Sale Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`72026 0001`

Property Details

APN / Parcel Number

Primary APN	`72026 0001`
Alternative APN	`NEWT S:72 B:026 L:0001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,434 sqft Total Area
Gross Area	7,540 sqft
1st Floor Area	1,871 sqft
Basement Area	1,871 sqft
Unfinished Basement	1,871 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Hip
Roof Material	Slate
Lot Area	16,084 sqft (0.369 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	72026 0001
Street Address	686 CENTRE ST
City	NEWTON
State	MA
Zip	02458-2329
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	SR2
Legal Block	26
Legal Lot Number	1
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2006
Census Tract	373500

Owner

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	42 WESTERLY RD, WESTON, MA 02493-1151
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer
Jul 15, 2024	Quit Claim Deed, Transfer · ARM SALEM FIVE MORTGAGE CORP
Nov 15, 2022	Quit Claim Deed, Transfer · Commercial Mortgage RD W SPV LLC
Jul 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Deed Book / Page	80943 / 258
Prior Transfer Date	Jul 12, 2019
Prior Transfer Doc	73031-1
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jul 15, 2026
Property Address	686 CENTRE ST, NEWTON, MA 02458-2329
Document Number	0000087532
Book / Page	85882 / 219
Instrument Date	Jul 8, 2026
Instrument	202687532
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 CENTRE ST, NEWTON, MA 02458-2523

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jul 15, 2024
Property Address	686 CENTRE ST, NEWTON, MA 02458-2329
Document Number	083004-254
Book / Page	83004 / 254
Instrument Date	Jul 12, 2024
Instrument	202400076998
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 WESTERLY RD, WESTON, MA 02493-1151

Mortgage

Document Number	202400076999
Date	Jul 15, 2024
Instrument	202400076999

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Aug 1, 2034
Index	Other

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Nov 15, 2022
Property Address	686 CENTRE ST, NEWTON, MA 02458-2329
Document Number	080943-258
Book / Page	80943 / 258
Instrument Date	Nov 14, 2022
Instrument	167940
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 CENTRE ST, NEWTON, MA 02458-2329

Mortgage

Document Number	0000167941
Date	Nov 15, 2022
Instrument	167941

Lender

Name	RD W SPV LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jul 31, 2019
Property Address	686 CENTRE ST, NEWTON, MA 02458-2329
Document Number	73031-1
Book / Page	073031 / 000001
Instrument Date	Jul 12, 2019
Instrument	111811
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	686 CENTRE ST NEWTON MA 024582329, NEWTON, MA 02458-2329

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$2,638,100 (+73.45%) Land $1,068,200 Building $1,569,900	$3,144,310 (+7.82%)
2024	$1,521,000 (-12.43%) Land $1,037,100 Building $483,900	$2,916,215
2023	$1,736,900 Land $808,600 Building $928,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50

May also be available: T-Mobile USA.

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