685 Centre St, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 685 Centre St, Newton, MA 02458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,069 sqft · built 1928
Lot Size	0.229 acres (9,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$978,000 (Jun 2014)
Tax Bill	$14,093 (2026)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`13013 0013`

Property Details

APN / Parcel Number

Primary APN	`13013 0013`
Alternative APN	`NEWT S:13 B:013 L:0013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,069 sqft Living Area
Gross Area	4,002 sqft
1st Floor Area	1,185 sqft
Basement Area	1,243 sqft
Unfinished Basement	1,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Tudor
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,964 sqft (0.229 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	13013 0013
Street Address	685 CENTRE ST
City	NEWTON
State	MA
Zip	02458-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Block	13
Legal Lot Number	13
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2007
Census Tract	373500

Owner

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	685 CENTRE ST, NEWTON, MA 02458-2342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2014 · Amount on Record
Deed Sale	Jun 16, 2014 · Amount on Record
Prior Sale	Dec 17, 1996 · Amount on Record
Deed Book / Page	63759 / 271
Transfer Doc	063759-271
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	685 CENTRE ST, NEWTON, MA 02458-2342
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078852-123
Date	Oct 5, 2021
Book Page	78852/123
Instrument	220054

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	685 CENTRE ST, NEWTON, MA 02458-2342
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78852-123
Date	Oct 5, 2021
Book Page	78852/123
Instrument	220054

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,093.00 (+3.82%)	$1,454,400 (+5%) Land $1,025,100 Building $429,300	$1,754,080 (-)
2025	$13,574.00 (+3.42%)	$1,385,100 (+3%) Land $976,300 Building $408,800	$1,754,080 (+3.64%)
2024	$13,125.00 (+5.38%)	$1,344,800 (+9.91%) Land $947,900 Building $396,900	$1,692,520
2023	$12,455.00	$1,223,500 Land $728,800 Building $494,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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