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686 Bluerock Rd, Gardnerville, NV 89460 Property Records

Douglas County property record for 686 Bluerock Rd, Gardnerville, NV 89460

Property Summary

Property TypeSingle Family Home
Details1,655 sqft · built 1991
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$301,102 (Sep 2017)
Tax Bill$1,771 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1220-21-710-013

Property Details

APN / Parcel Number

Primary APN1220-21-710-013
Alternative APNs
  • 000029271130
  • 29271130

Interior

Stories1 Story
Building Area1,655 sqft Living Area
Gross Area2,075 sqft
1st Floor Area1,655 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number000029271130
Street Address686 BLUEROCK RD
CityGARDNERVILLE
StateNV
Zip89460-8408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARDNERVILLE RANCHOS #7 LOT 6
Legal Range20E
Legal Township12N
Legal Section21
Legal SubdivisionGARDNERVILLE RANCHOS #7
Legal Block1
Legal Lot Number6
JurisdictionDOUGLAS NV
Township / Civil DivisionGARDNERVILLE-MINDEN
Census Block Group1
Census Block1008
Census Tract1100

Owner

Source: Douglas County records · APN 1220-21-710-013

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address686 BLUEROCK RD, GARDNERVILLE, NV 89460-8408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MTG
Sep 15, 2017Grant Deed, Transfer · FHA Mortgage
GUILD MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2017 · Amount on Record
Deed SaleSep 15, 2017 · Amount on Record
Deed Document Number2017904085
Prior Transfer DateJun 25, 2012
Prior Transfer Doc0000000069
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NV
Property Address686 BLUEROCK RD, GARDNERVILLE, NV 89460-8408
Document Number0000957820
Instrument DateDec 04, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address686 BLUEROCK RD GARDNERVILLE NV 894608408, GARDNERVILLE, NV 89460-8408

Mortgage

Document Number0000957820
DateDec 08, 2020
Instrument957820
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NV
Recording DateSep 15, 2017
Property Address686 BLUEROCK RD, GARDNERVILLE, NV 89460-8408
Document Number0000904085
Instrument DateSep 07, 2017
Instrument904085
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanyWESTERN TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,158.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address686 BLUEROCK RD GARDNERVILLE NV 894608408, GARDNERVILLE, NV 89460-8408

Mortgage

Document Number904086
DateSep 15, 2017
Instrument904086
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2047

Tax Assessment & Valuation

Source: Douglas County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNevada
CountyDouglas County
Unified School DistrictDouglas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$74,431 (+2.84%) Land $31,500 Building $42,931
2025$1,771.00 (+6.11%)$72,378 (+2.24%) Land $28,000 Building $44,378$206,794 (+2.24%) Land $80,000 Building $126,794
2023$1,669.00$70,793 Land $28,000 Building $42,793$202,266 (+18.26%) Land $80,000 Building $122,266
2021$171,029 Land $60,000 Building $111,029

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 61% of the US · lower than 65% of Nevada
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Hot Spot Broadband
Fixed Wireless		100 / 50

May also be available: Verizon.

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGARDNERVILLE RANCHOS GID
serves 11,300 people
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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