681 Bluerock Rd, Gardnerville, NV 89460 Property Records

Douglas County property record for 681 Bluerock Rd, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1985
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,999 (Dec 2019)
Tax Bill	$1,415 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1220-21-710-220`

Property Details

APN / Parcel Number

Primary APN	`1220-21-710-220`
Alternative APNs	`000029274050` `29274050`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	000029274050
Street Address	681 BLUEROCK RD
City	GARDNERVILLE
State	NV
Zip	89460-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNERVILLE RANCHOS #7 LOT 204
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	GARDNERVILLE RANCHOS #7
Legal Block	1
Legal Lot Number	204
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1007
Census Tract	1100

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 BLUEROCK RD, GARDNERVILLE, NV 89460-8411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Grant Deed, Transfer · VA Mortgage GUILD MTG
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HM MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Prior Sale	Nov 2, 2016 · Amount on Record
Deed Document Number	2019939105
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Dec 5, 2019
Property Address	681 BLUEROCK RD, GARDNERVILLE, NV 89460-8411
Document Number	0000939105
Instrument Date	Nov 14, 2019
Instrument	939105
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 BLUEROCK RD GARDNERVILLE NV 894608411, GARDNERVILLE, NV 89460-8411

Mortgage

Document Number	939106
Date	Dec 5, 2019
Instrument	939106

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	681 BLUEROCK RD, GARDNERVILLE, NV 89460-8411
Document Number	0000917849
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 BLUEROCK RD GARDNERVILLE NV 894608411, GARDNERVILLE, NV 89460-8411

Mortgage

Document Number	0000917849
Date	Aug 9, 2018
Instrument	917849

Lender

Name	METROPOLITAN HM MTG INC
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,415.00 (+2.98%)	$59,361 (+4.15%) Land $31,500 Building $27,861
2025	$1,374.00 (+6.1%)	$56,993 (+1.28%) Land $28,000 Building $28,993	$162,837 (+1.28%) Land $80,000 Building $82,837
2023	$1,295.00	$56,272 Land $28,000 Building $28,272	$160,777 (+19.78%) Land $80,000 Building $80,777
2021			$134,231 Land $60,000 Building $74,231

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 68% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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