686 95th Ave N, Naples, FL 34108 Property Records

Collier County property record for 686 95th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,529 sqft · built 1976
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$735,000 (Jan 2026)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`510700 50 473A33`

Property Details

APN / Parcel Number

Primary APN	`510700 50 473A33`
Alternative APNs	`6270948000811940050473` `62709480008`

Interior

Stories	1 Story
Building Area	1,529 sqft Living Area
1st Floor Area	1,529 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool House	299 sqft

Location & Zoning

Street Address	686 95TH AVE N
City	NAPLES
State	FL
Zip	34108-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 4 BLK 50 LOT 47
Legal Range	25
Legal Township	48
Legal Section	33
Legal Subdivision	NAPLES
Legal Tract	510700
Legal Block	50
Legal Lot Number	47
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3004
Census Tract	10109

Owner

Source: Collier County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	10198 LAKESIDE DR, WHITE LAKE, MI 48386-2235
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jan 15, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2021	Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 28, 2018	Warranty Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST
Dec 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	20266774590
Deed Book / Page	6545 / 2301
Prior Transfer Date	Aug 10, 2009
Prior Transfer Doc	0045130722
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 27, 2026
Property Address	686 95TH AVE N, NAPLES, FL 34108-2455
Document Number	0006867799
Book / Page	6623 / 3374
Instrument Date	Aug 7, 2026
Instrument	20266867799
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	10198 LAKESIDE DR, WHITE LAKE, MI 48386-2235

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	686 95TH AVE N, NAPLES, FL 34108-2455
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 NORTH RD 951H, 951H, NAPLES, FL 34104-3464

Mortgage

Document Number	0060620509
Date	Dec 27, 2021
Book Page	6062/509
Instrument	6180491

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 15, 2026
Property Address	686 95TH AVE N, NAPLES, FL 34108-2455
Document Number	0065452301
Book / Page	6545 / 2301
Map Reference	MB 3 PG 7
Instrument Date	Jan 15, 2026
Instrument	6774590
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 BALLANTREE DR, ASHEVILLE, NC 28803-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 LAKESIDE DR, WHITE LAKE, MI 48386-2235

Mortgage

Document Number	0065452303
Date	Jan 15, 2026
Instrument	6545/2303

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 5, 2021
Property Address	686 95TH AVE N, NAPLES, FL 34108-2455
Document Number	0059401477
Book / Page	5940 / 1477
Map Reference	MB 3 PG 7
Instrument Date	May 3, 2021
Instrument	6051646
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,230.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	686 95TH AVE N, NAPLES, FL 34108-2455

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 28, 2018
Property Address	686 95TH AVE N, NAPLES, FL 34108-2455
Document Number	0055571293
Book / Page	5557 / 1293
Map Reference	MB3 PG7
Instrument Date	Sep 27, 2018
Instrument	5618330
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	473A WASHINGTON ST, 473A, PHOENIXVILLE, PA 19460-1456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	686 95TH AVE N, NAPLES, FL 34108-2455

Mortgage

Document Number	0005618331
Date	Sep 28, 2018
Instrument	5618331

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.37%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 5, 2017
Property Address	686 95TH AVE N, NAPLES, FL 34108-2455
Document Number	0054550876
Book / Page	005455 / 000876
Instrument Date	Nov 29, 2017
Instrument	5479283
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,967.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	473A WASHINGTON ST PHOENIXVILLE PA 194601407, PHOENIXVILLE, PA 19460-1407

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,387 (+2.7%)	$567,257 (-19.52%) Land $391,500 Building $175,757
2025	$3,790.00 (+2.4%) Homeowner's exemption	$406,414 (+5.99%)	$704,836 (-15.06%) Land $438,750 Building $266,086
2024	$3,701.00 (+1.04%)
2023	$3,663.00 (-2.37%) Homeowner's exemption	$383,456 (+3%)	$829,806 (+24.07%) Land $573,750 Building $256,056
2022	$3,752.00 Homeowner's exemption	$372,287	$668,839 Land $432,338 Building $236,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	101 (1988–2024)
Claims Outside the SFHA	11 of 101
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 35 claims Hurricane Ian, Sep 2022 · 22 claims Hurricane Irma, Sep 2017 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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