682 95th Ave N, Naples, FL 34108 Property Records

Collier County property record for 682 95th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,688 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Aug 2022)
Tax Bill	$7,855 (2025)
Deeds & Mortgages	Aug 2022 Sale Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`510700 50 463A33`

Property Details

APN / Parcel Number

Primary APN	`510700 50 463A33`
Alternative APNs	`6270944000611940050463` `62709440006`

Interior

Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool Area	280 sqft
Deck Area	740 sqft

Location & Zoning

Street Address	682 95TH AVE N
City	NAPLES
State	FL
Zip	34108-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 4 BLK 50 LOT 46 OR 1146 PG 203
Legal Range	25
Legal Township	48
Legal Section	33
Legal Subdivision	NAPLES
Legal Tract	510700
Legal Block	50
Legal Lot Number	46
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3004
Census Tract	10109

Owner

682 95th Ave N is owned and occupied by two individuals who bought it in August 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	682 95TH AVE N, NAPLES, FL 34108-2455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC
Oct 17, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Oct 21, 2019	Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Deed Document Number	20226299986
Deed Book / Page	6166 / 1543
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 23, 2022
Property Address	682 95TH AVE N, NAPLES, FL 34108-2455
Document Number	0061661543
Book / Page	6166 / 1543
Map Reference	MB 3 PG 7
Instrument Date	Aug 19, 2022
Instrument	6299986
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	ROSS TITLE AND ESCROW INC, ROSS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$5,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2860 CITRUS LAKE DR # DRR102, 2860, NAPLES, FL 34109-7642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 95TH AVE N, NAPLES, FL 34108-2455

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	682 95TH AVE N, NAPLES, FL 34108-2455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054403068
Date	Oct 17, 2017
Book Page	5440/3068
Instrument	5459633

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	682 95TH AVE N, NAPLES, FL 34108-2455
Document Number	0057022325
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	682 95TH AVE N NAPLES FL 341082455, NAPLES, FL 34108-2455

Mortgage

Document Number	0057022325
Date	Dec 5, 2019
Book Page	005702/002325
Instrument	5799130

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 682 95th Ave N was $7,855.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$704,030 (-10.88%) Land $391,500 Building $312,530	$704,030 (-10.88%) Land $391,500 Building $312,530
2025	$7,855.00	$789,955 Land $438,750 Building $351,205	$789,955 Land $438,750 Building $351,205
2023	$7,509.00 (+3,164.78%)	$732,027 (+396.85%) Land $573,750 Building $158,277	$732,027 (+21.03%) Land $573,750 Building $158,277
2022	$230.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$147,333	$604,829 Land $432,338 Building $172,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 682 95th Ave N in Zone X, an area of moderate flood risk, though there have been 101 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	101 (1988–2024)
Claims Outside the SFHA	11 of 101
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 35 claims Hurricane Ian, Sep 2022 · 22 claims Hurricane Irma, Sep 2017 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 682 95th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on 95th Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures