Mesa County property record for 686 39 Rd, Palisade, CO 81526
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2.75 ba · 5,160 sqft · built 1975 |
| Lot Size | 10.9 acres (474,804 sqft) |
| Owner | Trust Name on File |
| Last Sale | $318,750 (Nov 2012) |
| Tax Bill | $3,352 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2941-012-00-003 |
| Primary APN | 2941-012-00-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 5,160 sqft Gross Area |
| 1st Floor Area | 2,100 sqft |
| Basement Area | 2,100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 474,804 sqft (10.9 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | R024933 |
|---|---|
| Street Address | 686 39 RD |
| City | PALISADE |
| State | CO |
| Zip | 81526-9312 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | TRACT NO 106 VINELANDS 1979 TRACT RESURVEY SEC 1 1S 2E PER PLAT B-12 P-409 THRU 413 RECPT NO 1265694 |
| Legal Range | 002 |
| Legal Township | 01S |
| Legal Section | 01 |
| Legal Subdivision | VINELANDS |
| Legal Tract | 106 |
| Legal Lot Number | 3 |
| Jurisdiction | MESA CO |
| Township / Civil Division | WHITEWATER-KANNAH CREEK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1900 |
686 39 Rd, an agricultural property, is held in a trust since August 2021.
Source: Mesa County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 686 39 RD, PALISADE, CO 81526-9312 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Line of Credit COLORAMO FCU |
| Sep 2, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Sep 20, 2021 | Intrafamily Transfer, Transfer |
| Feb 9, 2018 | Deed of Trust, Mortgage · Line of Credit ALPINE BK STEAMBOAT SPRINGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2012 · Amount on File |
| Deed Sale | Nov 27, 2012 · Amount on File |
| Deed Document Number | 20122634665 |
| Deed Book / Page | 5392 / 665 |
| Last Transfer Date | Aug 26, 2021 |
| Transfer Doc | 0003000142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 686 39 RD, PALISADE, CO 81526-9312 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 686 39 RD, PALISADE, CO 81526-9312 |
| Document Number | 0003067672 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 3067672 |
| Name | COLORAMO FCU |
|---|---|
| Type | Credit Union |
| Address | GRAND JUNCTION, CO 81501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Sep 2, 2021 |
| Property Address | 686 39 RD, PALISADE, CO 81526-9312 |
| Document Number | 0002997928 |
| Map Reference | MB 12 PG 409-413 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2997928 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 686 39 RD, PALISADE, CO 81526-9312 |
| Document Number | 0002997930 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2997930 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Sep 20, 2021 |
| Property Address | 686 39 RD, PALISADE, CO 81526-9312 |
| Document Number | 0003000142 |
| Map Reference | MB 12 PG 409-413 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 3000142 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 39 ROAD, PALISADE, CO 81526 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 686 39 RD, PALISADE, CO 81526-9312 |
| Document Number | 0002830950 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 686 39 RD PALISADE CO 815269312, PALISADE, CO 81526-9312 |
| Document Number | 0002830950 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 2830950 |
| Name | ALPINE BK STEAMBOAT SPRINGS |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 15, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 686 39 Rd was $3,352, up 7.3% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,352.00 (+7.26%) | $31,190 (+8.04%) Land $4,100 Building $27,090 | $421,900 Land $15,200 Building $406,700 |
| 2024 | $3,125.00 (+1.59%) | $28,870 (-) Land $4,460 Building $24,410 | |
| 2023 | $3,076.00 (-3.63%) | $28,870 (-5.34%) Land $4,460 Building $24,410 | $356,680 Land $16,900 Building $339,780 |
| 2022 | $3,192.00 | $30,500 Land $3,480 Building $27,020 | |
| 2021 | $385,690 Land $13,170 Building $372,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 686 39 Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 686 39 Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PALISADE serves 3,060 people · EPA ID CO0139600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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