679 39 Rd, Palisade, CO 81526 Property Records

Mesa County property record for 679 39 Rd, Palisade, CO 81526

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,452 sqft · built 2014
Lot Size14.7 acres (641,203 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Dec 2014)
Tax Bill$2,613 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jan 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN2941-021-00-132

Property Details

APN / Parcel Number

Primary APN2941-021-00-132
Alternative APN
  • R097341

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area3,452 sqft Living Area
1st Floor Area2,881 sqft
Basement Area571 sqft
Finished Basement571 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area641,203 sqft (14.7 acres)

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area161 sqft
Deck AreaDeck Area
Patio Area378 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR097341
Street Address679 39 RD
CityPALISADE
StateCO
Zip81526-9371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL 1 CUTTS SIMPLE LAND DIVISION SEC 2 1S 2E UM - 14.72 AC
Legal SubdivisionCUTTS SIMPLE LAND DIVISION
Legal Lot Number1
JurisdictionMESA CO
Township / Civil DivisionWHITEWATER-KANNAH CREEK
Census Block Group3
Census Block3011
Census Tract1900

Owner

679 39 Rd is owned and occupied by two individuals who bought it in December 2014.

Source: Mesa County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address679 39 RD, PALISADE, CO 81526-9371
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU
Jan 9, 2023Deed of Trust, Mortgage · Line of Credit
TIMBERLINE BANK
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Jan 30, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2014 · Amount on File
Deed SaleDec 30, 2014 · Amount on File
Deed Document Number20142710907
Deed Book / Page5675 / 756
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address679 39 RD, PALISADE, CO 81526-9371
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address679 39 RD, PALISADE, CO 81526-9371

Mortgage

Document Number0003070399
DateJul 31, 2023
Instrument3070399
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address679 39 RD, PALISADE, CO 81526-9371
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address879 39 RD, PALISADE, CO 81526

Mortgage

Document Number0003053364
DateJan 9, 2023
Instrument3053364
Lender
NameTIMBERLINE BANK
TypeBank
AddressGRAND JUNCTION, CO 81505
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJan 3, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address679 39 RD, PALISADE, CO 81526-9371
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002922160
DateApr 28, 2020
Instrument2922160
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address679 39 RD, PALISADE, CO 81526-9371
Document Number0002870087
Instrument DateJan 30, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address679 39 RD PALISADE CO 815269371, PALISADE, CO 81526-9371

Mortgage

Document Number0002870087
DateFeb 15, 2019
Instrument2870087
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 14, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 679 39 Rd was $2,613, up 0.3% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,613.00 (+0.27%)$42,360 (-2.06%) Land $6,930 Building $35,430$677,800 Land $110,900 Building $566,900
2024$2,606.00 (+0.58%)$43,250 (-) Land $7,390 Building $35,860
2023$2,591.00 (+8.82%)$43,250 (+10.61%) Land $7,390 Building $35,860$645,570 Land $110,360 Building $535,210
2022$2,381.00$39,100 Land $7,590 Building $31,510
2021$562,640 Land $109,230 Building $453,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 679 39 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 679 39 Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 65% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PALISADE
serves 3,060 people · EPA ID CO0139600
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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