Will County property record for 686 2nd St, Crete, IL 60417
| Property Type | Single Family Home |
|---|---|
| Details | 1,441 sqft · built 1953 |
| Lot Size | 0.11 acres (4,772 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,000 (Jan 2026) |
| Tax Bill | $5,088 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-08-409-004 |
| Primary APN | 23-15-08-409-004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,441 sqft Living Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 4,772 sqft (0.11 acres) |
| Cooling System | Central |
|---|
| Street Address | 686 2ND ST |
|---|---|
| City | CRETE |
| State | IL |
| Zip | 60417-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 2 LOT 4 (EX THE W 12.12 FT IN BLK 2 IN QUALITY HILL SUB, BEING A SUB OF PRT OF THE W1/2 OF THE E1/4 OF SEC 8, T34 |
| Legal Range | 14E |
| Legal Township | 34N |
| Legal Section | 08 |
| Legal Subdivision | QUALITY HILL |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 883804 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 17823 GLEN OAK AVE, LANSING, IL 60438-1829 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK FSB |
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jan 21, 2026 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP |
| Mar 2, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Sep 21, 2011 · Amount on Record |
| Deed Document Number | 20264025 |
| Prior Transfer Date | Aug 8, 2011 |
| Prior Transfer Doc | 0000088026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 686 2ND ST, CRETE, IL 60417-2040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000028747 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | R2023028747 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 12-Month MTA |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 686 2ND ST, CRETE, IL 60417-2040 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000056877 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | R2022056877 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jan 21, 2026 |
| Property Address | 686 2ND ST, CRETE, IL 60417-2040 |
| Document Number | 0000004025 |
| Map Reference | MB 15 PG 51 |
| Instrument Date | Jan 6, 2026 |
| Instrument | R2026004025 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 2ND ST, CRETE, IL 60417-2040 |
| Document Number | 0000004026 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | R2026004026 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Mar 2, 2022 |
| Property Address | 686 2ND ST, CRETE, IL 60417-2040 |
| Document Number | 0000018870 |
| Map Reference | MB 15 PG 51 |
| Instrument Date | Jan 31, 2022 |
| Instrument | R2022018870 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 686 2ND ST, CRETE, IL 60417-2040 |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Crete Village |
| County | Will County |
| County Subdivision | Crete Township |
| Unified School District | Crete-Monee Community Unit School District 201-U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,088.00 (+3.44%) | $57,910 (+5.5%) Land $6,977 Building $50,933 | $173,730 (+5.5%) Land $20,931 Building $152,799 |
| 2024 | $4,919.00 (+3.02%) | $54,891 (+17.31%) Land $6,613 Building $48,278 | $164,673 (+17.31%) Land $19,839 Building $144,834 |
| 2022 | $4,775.00 Homeowner's exemption | $46,790 Land $5,248 Building $41,542 | $140,370 Land $15,744 Building $124,626 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1983–2019) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRETE serves 8,386 people · EPA ID IL1970300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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