640 2nd St, Crete, IL 60417 Property Records

Will County property record for 640 2nd St, Crete, IL 60417

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,555 sqft · built 1904
Lot Size0.29 acres (12,691 sqft)
OwnerIndividual Name on Record
Last Sale$288,500 (Apr 2026)
Tax Bill$10,150 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Dec 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-15-08-410-017

Property Details

APN / Parcel Number

Primary APN23-15-08-410-017
Alternative APN
  • 15084100170000

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,555 sqft Living Area
Basement Area1,555 sqft
Unfinished Basement1,555 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Lot Area12,691 sqft (0.29 acres)
Garage TypeDetached
Garage Area480 sqft

Location & Zoning

Street Address640 2ND ST
CityCRETE
StateIL
Zip60417-2039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 2 IN BLK 1 IN QUALITY HILL, BEING A SUB OF PRT OF THE W1/2 OF THE SE1/4 OF SEC. 8, T34N-R14E.
Legal Range14E
Legal Township34N
Legal Section08
Legal SubdivisionQUALITY HILL
Legal Block1
Legal Lot Number1-2
JurisdictionWILL IL
Township / Civil DivisionCRETE
Census Block Group2
Census Block2025
Census Tract883804

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address630 SUNNY LN, D, FERNLEY, NV 89408-9291
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Warranty Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORPORATION
Dec 1, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 2, 2021Quit Claim Deed, Transfer
Quitclaim
Jun 13, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Feb 3, 2017Warranty Deed, Transfer · FHA Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleFeb 3, 2017 · Amount on Record
Deed Document Number202622706
Prior Transfer DateNov 28, 2023
Prior Transfer Doc0000062800
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateApr 17, 2026
Property Address640 2ND ST, CRETE, IL 60417-2039
Document Number0000022706
Instrument DateApr 9, 2026
Instrument202622706
Transaction TypeTransfer
Record UpdatedJul 16, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 SUNNY LN, FERNLEY, NV 89408-9839

Mortgage

Document Number0000022707,
DateApr 17, 2026
Instrument202622707
Lender
NameAMERICAN PACIFIC MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.75%
Max Rate-1%

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILL IL
Recording DateDec 1, 2023
Property Address640 2ND ST, CRETE, IL 60417-2039
Document Number0000062800
Map ReferenceMB 15 PG 51
Instrument DateNov 28, 2023
InstrumentR2023062800
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address640 2ND ST, CRETE, IL 60417-2039

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILL IL
Recording DateAug 2, 2021
Property Address640 2ND ST, CRETE, IL 60417-2039
Document Number0000084068
Map ReferenceMB 15 PG 51
Instrument DateJul 27, 2021
InstrumentR2021084068
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 2ND ST, CRETE, IL 60417-2039

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWILL IL
Recording DateJun 13, 2019
Property Address640 2ND ST, CRETE, IL 60417-2039
Document Number0000036598
Map ReferenceMB 15 PG 51
Instrument DateMay 14, 2019
InstrumentR2019036598
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address640 2ND ST, 640, CRETE, IL 60417-2039

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 2ND ST, CRETE, IL 60417-2039

Mortgage

Document Number0000036599
DateJun 13, 2019
InstrumentR2019036599
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateFeb 3, 2017
Property Address640 2ND ST, CRETE, IL 60417-2039
Document Number0000011267
Map ReferenceMB15 PG51
Instrument DateJan 12, 2017
InstrumentR2017011267
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address640 2ND ST, 640, CRETE, IL 60417-2039

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 2ND ST, CRETE, IL 60417-2039

Mortgage

Document Number0000011268
DateFeb 3, 2017
InstrumentR2017011268
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60074
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate
Rate4.25%
Type Change DateFeb 1, 2047

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCrete Village
CountyWill County
County SubdivisionCrete Township
Unified School DistrictCrete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,150.00 (+2.89%)$107,556 (+5.41%) Land $18,548 Building $89,008$322,668 (+5.41%) Land $55,644 Building $267,024
2024$9,865.00 (+106.99%)$102,040 (+118.41%) Land $17,672 Building $84,368$306,120 (+118.41%) Land $53,016 Building $253,104
2022$4,766.00 Homeowner's exemption$46,720 Land $14,024 Building $32,696$140,160 Land $42,072 Building $98,088

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims15 (1983–2019)
Claims Outside the SFHA2 of 15
Most Recent ClaimJun 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRETE
serves 8,386 people · EPA ID IL1970300
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Bertram Communications
Fixed Wireless
100 / 20

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