686 135th Ave, Turtle Lake, WI 54889 Property Records

Polk County property record for 686 135th Ave, Turtle Lake, WI 54889

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.11 acres (222,592 sqft)
Owner	Individual Name on Record
Last Sale	$233,900 (Sep 2018)
Tax Bill	$341 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-00679-1900`

Property Details

APN / Parcel Number

Primary APN	`004-00679-1900`

Exterior

Lot Area	222,592 sqft (5.11 acres)

Location & Zoning

Street Address	686 135TH AVE
City	TURTLE LAKE
State	WI
Zip	54889-9126
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 19 CSM2563 V12 P51 (573510), LOC IN THE NW SW
Legal Lot Number	19
Jurisdiction	POLK WI
Township / Civil Division	APPLE RIVER
Census Block Group	3
Census Block	3061
Census Tract	960500

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	685 135TH AVE, TURTLE LAKE, WI 54889-9126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage HUD
Sep 27, 2018	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	865895
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	686 135TH AVE, TURTLE LAKE, WI 54889-9126
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000923810
Date	Feb 9, 2024
Instrument	923810

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Sep 27, 2018
Property Address	686 135TH AVE, TURTLE LAKE, WI 54889-9126
Document Number	0000865895
Map Reference	DOC 681244 MAP 4483
Instrument Date	Sep 21, 2018
Instrument	865895
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$701.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000865896
Date	Sep 27, 2018
Instrument	865896

Lender

Name	BAY EQUITY LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Apple River Town
Unified School District	Amery School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$341.00 (+13.29%)	$25,600 (-) Land $25,600	$34,700 (+13.4%) Land $34,700
2023	$301.00 (-0.99%)	$25,600 (-) Land $25,600	$30,600 (+13.33%)
2022	$304.00	$25,600 Land $25,600	$27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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