643 135th Ave, Turtle Lake, WI 54889 Property Records

Polk County property record for 643 135th Ave, Turtle Lake, WI 54889

Property Summary

Property Type	Single Family Home
Lot Size	33 acres (1,437,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-00666-0000`

Property Details

APN / Parcel Number

Primary APN	`004-00666-0000`

Exterior

Lot Area	1,437,480 sqft (33 acres)

Location & Zoning

Street Address	643 135TH AVE
City	TURTLE LAKE
State	WI
Zip	54889-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CSM 7048 V32 P104 (870673)
Legal Lot Number	2
Jurisdiction	POLK WI
Township / Civil Division	APPLE RIVER
Census Block Group	3
Census Block	3056
Census Tract	960500

Owner

643 135th Ave is owned and occupied by two individuals.

Source: Polk County records, as of February 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 135TH AVE, TURTLE LAKE, WI 54889-9126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Aug 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	643 135TH AVE, TURTLE LAKE, WI 54889-9126
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000939495
Date	Oct 16, 2025
Instrument	939495

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	643 135TH AVE, TURTLE LAKE, WI 54889-9126
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000911018
Date	Aug 1, 2022
Instrument	911018

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2042

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	643 135TH AVE, TURTLE LAKE, WI 54889-9126
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906087
Date	Feb 14, 2022
Instrument	906087

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	643 135TH AVE, TURTLE LAKE, WI 54889-9126
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	874376
Date	Aug 13, 2019
Instrument	874376

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 12, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 643 135th Ave was $6,114 with a homeowner's exemption.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Apple River Town
Unified School District	Amery School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,114.00 Homeowner's exemption	$478,300 Land $105,300 Building $373,000	$648,300 Land $142,726 Building $505,574
2023	$5,343.00 Homeowner's exemption	$478,300 Land $105,300 Building $373,000	$572,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 135th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 135th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 135th Ave

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