6858 Lancaster Dr, Franklin, OH 45005 Property Records

Warren County property record for 6858 Lancaster Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1976
Lot Size	0.262 acres (11,403 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Mar 2021)
Tax Bill	$2,862 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-07-202-004-0`

Property Details

APN / Parcel Number

Primary APN	`02-07-202-004-0`
Alternative APNs	`0207202004` `207202004` `1612727`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,894 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	11,403 sqft (0.262 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	328 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	1612727
Street Address	6858 LANCASTER DR
City	FRANKLIN
State	OH
Zip	45005-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CASTLEBROOK ESTATE 4 LOT 91
Legal Subdivision	CASTLEBROOK ESTATE 4
Legal Block	727
Legal Lot Number	91
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1011
Census Tract	30101

Owner

6858 Lancaster Dr is owned by two individuals who bought it in March 2021.

Source: Warren County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3560 PENTAGON BLVD, 301, BEAVERCREEK, OH 45431-2779
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Mar 23, 2021	Fiduciary Deed, Transfer · VA Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Jun 9, 1988
Deed Document Number	202113315
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	6858 LANCASTER DR, FRANKLIN, OH 45005-3949
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6858 LANCASTER DR, FRANKLIN, OH 45005-3949

Mortgage

Document Number	0000003533
Date	Feb 11, 2026
Instrument	2026-003533

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2036

March 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WARREN OH
Recording Date	Mar 23, 2021
Property Address	6858 LANCASTER DR, FRANKLIN, OH 45005-3949
Document Number	0000013315
Instrument Date	Mar 17, 2021
Instrument	2021-013315
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6858 LANCASTER DR, FRANKLIN, OH 45005-3949

Mortgage

Document Number	0000013316
Date	Mar 23, 2021
Instrument	2021-013316

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6858 Lancaster Dr was $2,862.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,862.00	$73,910 Land $12,250 Building $61,660	$211,170 Land $35,000 Building $176,170
2023	$2,336.00 (+3.18%) Homeowner's exemption	$55,517 (-) Land $9,135 Building $46,382
2022	$2,264.00 Homeowner's exemption	$55,517 Land $9,135 Building $46,382	$158,620 (-) Land $26,100 Building $132,520
2021			$158,620 Land $26,100 Building $132,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6858 Lancaster Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1996–2022)
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6858 Lancaster Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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