St. Johns County property record for 6856 E Seacove Ave, Saint Augustine, FL 32086 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,513 sqft · built 1986 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $217,200 (Jun 2016) |
| Tax Bill | $2,613 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185891-0080 |
| Primary APN | 185891-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,513 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 367 sqft |
| Deck Area | 512 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6856 E SEACOVE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14/47-48 SEAGATE COVE LOT 8 BLK 1 OR4200/322 |
| Legal Range | 30E |
| Legal Township | 09S |
| Legal Section | 04 |
| Legal Subdivision | SEAGATE COVE |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21209 |
Source: St. Johns County records · APN 185891-0080
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6856 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage TIAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2016 · Amount on Record |
| Deed Sale | Jun 01, 2016 · Amount on Record |
| Deed Document Number | 201634178 |
| Deed Book / Page | 4200 / 322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 6856 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6856 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973 |
| Investor | Possibly a Property Investor |
| Document Number | 0056481475 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 5648/1475 |
| Instrument | 2022096192 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 6856 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6856 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973 |
| Investor | Possibly a Property Investor |
| Document Number | 0053791464 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 5379/1464 |
| Instrument | 2021105800 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 6856 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973 |
| Document Number | 0046391118 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6856 E SEACOVE AVE ST AUGUSTINE FL 320867973, ST AUGUSTINE, FL 32086-7973 |
| Document Number | 0046391118 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | 004639/001118 |
| Instrument | 81372 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,583 (+2.7%) | $390,778 (-2.29%) Land $105,000 Building $285,778 | |
| 2025 | $2,613.00 (+13.96%) Homeowner's exemption | $207,968 (+2.9%) | $399,955 (+0.48%) Land $105,000 Building $294,955 |
| 2024 | $2,293.00 (+2.14%) Homeowner's exemption | $202,107 (+3%) | $398,033 (+5.29%) Land $90,720 Building $307,313 |
| 2023 | $2,245.00 (+3.41%) Homeowner's exemption | $196,220 (+3%) | $378,046 (+9.51%) Land $90,720 Building $287,326 |
| 2022 | $2,171.00 Homeowner's exemption | $190,505 | $345,211 Land $90,720 Building $254,491 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 145 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 429 units insured 284 under condo master policies |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Nov 2022, other causes, Hurricane Nicole |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 64% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 515 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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