6848 E Seacove Ave, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 6848 E Seacove Ave, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,260 sqft · built 1986
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$122,400 (Nov 2010)
Tax Bill$1,610 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN185891-0070

Property Details

APN / Parcel Number

Primary APN185891-0070

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,260 sqft Living Area
Gross Area1,938 sqft
1st Floor Area1,260 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2001
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,958 sqft (0.55 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area326 sqft
Deck Area354 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6848 E SEACOVE AVE
CitySAINT AUGUSTINE
StateFL
Zip32086-7973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14/47-48 SEAGATE COVE LOT 7 BLK 1 OR3370/1923
Legal Range30E
Legal Township09S
Legal Section04
Legal SubdivisionSEAGATE COVE
Legal Block1
Legal Lot Number7
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3001
Census Tract21209

Owner

Source: St. Johns County records · APN 185891-0070

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6848 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2010 · Amount on Record
Deed SaleNov 01, 2010 · Amount on Record
Prior SaleFeb 02, 2004 · Amount on Record
Deed Document Number201053968
Deed Book / Page3370 / 1923
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address6848 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6848 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973

Mortgage

Document Number0063161806
DateMar 03, 2026
Book Page6316/1806
Instrument2026018306
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMar 01, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address6848 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973
Transaction TypeMortgage
Record UpdatedJul 06, 2021
Title CompanyPGP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6848 E SEACOVE AVE, SAINT AUGUSTINE, FL 32086-7973

Mortgage

Document Number0053000290
DateJun 24, 2021
Book Page5300/290
Instrument2021070671
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$137,115 (+2.7%)$332,302 (-1.23%) Land $105,000 Building $227,302
2025$1,610.00 (+16.16%) Homeowner's exemption$133,510 (+5.99%)$336,437 (+6.43%) Land $105,000 Building $231,437
2024$1,386.00 (+2.44%)
2023$1,353.00 (+4.24%) Homeowner's exemption$125,968 (+3%)$316,125 (+22.8%) Land $90,720 Building $225,405
2022$1,298.00 Homeowner's exemption$122,299$257,437 Land $90,720 Building $166,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 145 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies429 units insured
284 under condo master policies
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA3 of 20
Most Recent ClaimNov 2022, other causes, Hurricane Nicole
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 515 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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