6854 Oaktree Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6854 Oaktree Ln, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,442 sqft Living Area
Lot Size44,997 sqft (1.03 acres)
GarageAttached, 420 sqft
OccupancyOwner Occupied
Tax Bill$2,257.00 (2024)

Property Details

APN / Parcel Number

Primary APN36-25-31-4300-0001-3410
Alternative APNs
  • 253136430000013410
  • 94767

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,442 sqft Living Area
Gross Area1,897 sqft Gross Area
1st Floor1,442 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area44,997 sqft (1.03 acres)
Depth X Width120 ft x 175 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area144 sqft Shed
Porch Area35 sqft Porch
Pole Structure288 sqft Pole Structure

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address6854 OAKTREE LN
CitySAINT CLOUD
StateFL
Zip34771-8558
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN UNIT 1 PB 1 PG 128 LOTS 333-347
Legal Range31E
Legal Township25S
Legal Section36
Legal SubdivisionNEW EDEN ON THE LAKES UNIT NO 1
Legal Tract4300
Legal Block1
Legal Lot Number341
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43700

Owner

Source: Osceola County records · APN 36-25-31-4300-0001-3410

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address6854 OAKTREE LN, SAINT CLOUD, FL 34771-8558
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2020Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU
Jan 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 23, 2025
Transfer Doc0067941126
Record RefreshedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6854 OAKTREE LN, SAINT CLOUD, FL 34771-8558
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCOMMITMENT FOR TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056682038
DateFeb 04, 2020
Book Page5668/2038
Instrument2020016975
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 03, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6854 OAKTREE LN, SAINT CLOUD, FL 34771-8558
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART APPROVED TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056640421
DateJan 27, 2020
Book Page5664/0421
Instrument2020012852
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 01, 2030

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,401.00 (+6.38%)$162,713 (+5.99%)$212,600 (+1.97%) Land $21,600 Building $191,000
2024$2,257.00 (+2.4%)
2023$2,204.00 Homeowner's exemption$153,523$208,500 Land $21,600 Building $186,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskVery High
above 93% of the US · above 88% of Florida
Wildfire LikelihoodAbout 1 in 61 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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