6850 Oaktree Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6850 Oaktree Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,145 sqft Heated Area
Lot Size	55,757 sqft (1.28 acres)
Occupancy	Owner Occupied
Last Sale	$14,500 (1993)
Tax Bill	$1,259.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`94771`
Alternative APN	`362531430000014040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,145 sqft Heated Area
Gross Area	1,734 sqft Gross Area
1st Floor	1,145 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	55,757 sqft (1.28 acres)
Depth X Width	120 ft x 250 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	324 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	288 sqft Shed
Porch	Open Porch
Porch Area	265 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	94771
Street Address	6850 OAKTREE LN
City	SAINT CLOUD
State	FL
Zip	34771-8558
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW EDEN ON THE LAKES UNIT 1 PB 1 PG 128 LOTS 404- 408 & 412-414 & 450-454 & 455-459 & E 17 FT OF LOT 449
Legal Range	31E
Legal Township	25S
Legal Section	36
Legal Subdivision	NEW EDEN
Legal Tract	4300
Legal Block	1
Legal Lot Number	449 405
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43700

Owner

Source: Osceola County records · APN 94771

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	6850 OAKTREE LN, SAINT CLOUD, FL 34771-8558
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 1993 · Amount on Record
Deed Sale	Jun 07, 1993 · Amount on Record
Deed Doc Number	0001128748
Record Refreshed	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6850 OAKTREE LN, SAINT CLOUD, FL 34771-8558
Document Number	0051970617
Book / Page	005197 / 000617
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	6850 OAKTREE LN ST CLOUD FL 347718558, ST CLOUD, FL 34771-8558

Mortgage

Document Number	0051970617
Date	Aug 21, 2017
Book Page	005197/000617
Instrument	120610

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,259.00 (+10.83%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$108,004 (+5.99%)	$222,900 (+15.13%) Land $57,600 Building $165,300
2023	$1,136.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$101,904	$193,600 Land $32,300 Building $161,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	Very High above 93% of the US · above 88% of Florida
Wildfire Likelihood	About 1 in 62 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.