6853 Payne Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 6853 Payne Ave, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1924
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-10-071-14-025`

Property Details

APN / Parcel Number

Primary APN	`82-10-071-14-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,388 sqft Living Area
1st Floor Area	925 sqft
Basement Area	925 sqft
Finished Basement	925 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	113 ft deep x 35 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6853 PAYNE AVE
City	DEARBORN
State	MI
Zip	48126-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 299 MELROSE GARDEN SUB
Legal Subdivision	MELROSE GARDEN
Legal Lot Number	299
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	4
Census Block	4008
Census Tract	573900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6853 PAYNE AVE, DEARBORN, MI 48126-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 16, 2019
Transfer Doc	0553450213
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6853 PAYNE AVE, DEARBORN, MI 48126-1742
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6853 PAYNE AVE, DEARBORN, MI 48126-1742

Mortgage

Document Number	0580790864
Date	Feb 13, 2023
Book Page	58079/864
Instrument	2023030188

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 18, 2019
Property Address	6853 PAYNE AVE, DEARBORN, MI 48126-1742
Document Number	0553450213
Book / Page	055345 / 000213
Instrument Date	Oct 16, 2019
Instrument	294424
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6853 PAYNE AVE DEARBORN MI 481261742, DEARBORN, MI 48126-1742

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,700 (+12.42%)	$215,400 (+12.42%)
2025	$2,494.00 (-0.28%) Homeowner's exemption	$95,800 (+48.07%)	$191,600 (+48.07%)
2023		$64,700	$129,400
2019	$2,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 984 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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