6839 Payne Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 6839 Payne Ave, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,319 sqft · built 1932
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Nov 2020)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-10-071-14-023`

Property Details

APN / Parcel Number

Primary APN	`82-10-071-14-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,319 sqft Living Area
1st Floor Area	743 sqft
Basement Area	626 sqft
Unfinished Basement	626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	113 ft deep x 35 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6839 PAYNE AVE
City	DEARBORN
State	MI
Zip	48126-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 301 MELROSE GARDEN SUB
Legal Subdivision	MELROSE GARDEN
Legal Lot Number	301
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	4
Census Block	4008
Census Tract	573900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6839 PAYNE AVE, DEARBORN, MI 48126-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage · ARM DFCU FINANCIAL
Nov 12, 2020	Warranty Deed, Transfer TITLE ONE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Jan 5, 1995 · Amount on Record
Deed Document Number	2020320140
Deed Book / Page	56191 / 647
Prior Transfer Date	May 14, 2015
Prior Transfer Doc	0522390670
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	6839 PAYNE AVE, DEARBORN, MI 48126-1742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0534490942
Date	Jan 5, 2017
Book Page	53449/0942
Instrument	2017006820

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Margin	3
Max Rate	8.25%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 12, 2020
Property Address	6839 PAYNE AVE, DEARBORN, MI 48126-1742
Document Number	0561910647
Book / Page	56191 / 647
Map Reference	LB 42 PG 95
Instrument Date	Oct 30, 2020
Instrument	2020320140
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Tax	$1,401.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6839 PAYNE AVE, 6839, DEARBORN, MI 48126-1742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6839 PAYNE AVENUE, DETROIT, MI 48210

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,000 (+19.3%)	$204,000 (+19.3%)
2025	$6,990.00 (+157.08%)
2023		$85,500	$171,000
2019	$2,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 984 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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