6850 Carnation Cir, Frederick, MD 21703 Property Records

Frederick County property record for 6850 Carnation Cir, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,330 sqft · built 1987
Lot Size	0.041 acres (1,800 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Jul 2021)
Tax Bill	$2,842 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-558325`

Property Details

APN / Parcel Number

Primary APN	`28-558325`
Alternative APN	`558325`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,330 sqft Living Area
1st Floor Area	690 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	558325
Street Address	6850 CARNATION CIR
City	FREDERICK
State	MD
Zip	21703-7266
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 56 SECT 22 1800 SQ FT MOUNTAIN VILLAGE
Legal Subdivision	MOUNTAIN VILLAGE
Legal Lot Number	56
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2010
Census Tract	751003

Owner

Source: Frederick County assessment roll, APN 28-558325, as of August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6850 CARNATION CIR, FREDERICK, MD 21703-7266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Aug 01, 2007 · Amount on Record
Deed Book / Page	15129 / 340
Prior Transfer Date	Aug 10, 2010
Prior Transfer Doc	0079440261
Record Updated	Jun 08, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 27, 2021
Property Address	6850 CARNATION CIR, FREDERICK, MD 21703-7266
Document Number	0151290340
Book / Page	15129 / 340
Map Reference	MB 37 PL 16
Instrument Date	Jun 25, 2021
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6850 CARNATION CIR, FREDERICK, MD 21703-7266

Mortgage

Document Number	15129348
Date	Jul 27, 2021
Instrument	15129/348

Lender

Name	WASHINGTON FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll as of August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,300 (+17.01%) Land $80,000 Building $165,300	$245,300 (-) Land $80,000 Building $165,300
2024	$2,842.00 (+11.71%)
2023	$2,544.00	$209,633	$245,300 Land $80,000 Building $165,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 524 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.