Frederick County property record for 6844 Carnation Cir, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,300 sqft · built 1987 |
| Lot Size | 0.039 acres (1,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jun 2026) |
| Tax Bill | $3,068 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-558260 |
| Primary APN | 28-558260 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,700 sqft (0.039 acres) |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 558260 |
|---|---|
| Street Address | 6844 CARNATION CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7266 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LT 59 SEC 22 1700 SQ. FT. MOUNTAIN VILLAGE |
| Legal Subdivision | MOUNTAIN VILLAGE SEC 22 |
| Legal Lot Number | 59 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 751003 |
Source: Frederick County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6844 CARNATION CIR, FREDERICK, MD 21703-7266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Jul 14, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 9, 2021 | Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Aug 4, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRST GNTY MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Jul 14, 2023 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17920 / 318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 18, 2026 |
| Property Address | 6844 CARNATION CIR, FREDERICK, MD 21703-7266 |
| Document Number | 1792000318 |
| Book / Page | 17920 / 318 |
| Instrument Date | May 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | FRIENDSHIP TITLE, FRIENDS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6844 CARNATION CIR, FREDERICK, MD 21703-7266 |
| Document Number | 1792000323, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 17920/323 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Number | 1792000346, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 17920/346 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 14, 2023 |
| Property Address | 6844 CARNATION CIR, FREDERICK, MD 21703-7266 |
| Document Number | 0165180303 |
| Book / Page | 16518 / 303 |
| Map Reference | MB 35 PL 2 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6844 CARNATION CIR, FREDERICK, MD 21703-7266 |
| Document Number | 0016518310 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 16518/310 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 9, 2021 |
| Property Address | 6844 CARNATION CIR, FREDERICK, MD 21703-7266 |
| Document Number | 0146350187 |
| Book / Page | 14635 / 187 |
| Map Reference | MB 35 PL 2 |
| Instrument Date | Feb 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $616.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6844 CARNATION CIR, FREDERICK, MD 21703-7266 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 4, 2017 |
| Property Address | 6844 CARNATION CIR, FREDERICK, MD 21703-7266 |
| Document Number | 0119600291 |
| Book / Page | 011960 / 000291 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6844 CARNATION CIR FREDERICK MD 217037266, FREDERICK, MD 21703-7266 |
| Document Number | 119600300 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 011960/000300 |
| Name | FIRST GNTY MTG CORP |
|---|---|
| Address | TYSONS CORNER, VA 22182 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 3, 2032 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,068.00 (+8.52%) | $243,900 (+16.94%) Land $80,000 Building $163,900 | $243,900 (-) Land $80,000 Building $163,900 |
| 2024 | $2,827.00 (+15.67%) | ||
| 2023 | $2,444.00 (+5.21%) Homeowner's exemption | $208,567 (+9.25%) | $243,900 (+27.76%) Land $80,000 Building $163,900 |
| 2022 | $2,323.00 Homeowner's exemption | $190,900 Land $60,000 Building $130,900 | $190,900 Land $60,000 Building $130,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures