Oconee County property record for 685 Winding River Rd, Mountain Rest, SC 29664
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,792 sqft · built 2004 |
| Lot Size | 2.67 acres (116,305 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $979 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-02-01-005 |
| Primary APN | 092-02-01-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Basement Area | 928 sqft |
| Finished Basement | 1 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Logs |
| Roof Material | Shingle |
| Lot Area | 116,305 sqft (2.67 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5483 |
|---|---|
| Old Parcel Number | 092 02 01 005 |
| Street Address | 685 WINDING RIVER RD |
| City | MOUNTAIN REST |
| State | SC |
| Zip | 29664-9383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 16 & 17 RAINBOW RIVER VILLAGE (2.668 AC) |
| Legal Subdivision | RAINBOW RIVER VILL ADD |
| Legal Block | 1 |
| Legal Lot Number | 16-17 17 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | MOUNTAIN REST |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30100 |
Source: Oconee County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 685 WINDING RIVER RD, MOUNTAIN REST, SC 29664-9383 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 28, 2008 |
| Transfer Doc | 0000012010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 685 WINDING RIVER RD, MOUNTAIN REST, SC 29664-9383 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000013259 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 4291/202 |
| Instrument | 13259 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979.00 | $9,341 (-) Land $741 Building $8,600 | $233,526 (-) Land $18,520 Building $215,006 |
| 2023 | $9,341 Land $741 Building $8,600 | $233,526 Land $18,520 Building $215,006 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1994–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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