Oconee County property record for 675 Winding River Rd, Mountain Rest, SC 29664
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,530 sqft · built 1994 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Mar 2025) |
| Tax Bill | $1,383 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-02-01-004 |
| Primary APN | 092-02-01-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 100,624 sqft (2.31 acres) |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5482 |
|---|---|
| Street Address | 675 WINDING RIVER RD |
| City | MOUNTAIN REST |
| State | SC |
| Zip | 29664-9383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15&14 RAINBOW RIVER VILLAGE |
| Legal Subdivision | RAINBOW RIVER VILLAGE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 14-15 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | MOUNTAIN REST |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30100 |
675 Winding River Rd is owned by two individuals who bought it in March 2025.
Source: Oconee County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 WOODGROVE TRCE, SPARTANBURG, SC 29301-6434 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed, Transfer |
| Jul 8, 2022 | Deed of Trust, Mortgage · USDA Mortgage NEWREZ LLC |
| Sep 8, 2017 | Grant Deed, Transfer ATLANTIC BAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on File |
| Deed Sale | Mar 11, 2025 · Amount on File |
| Prior Sale | Apr 15, 2024 · Amount on File |
| Deed Document Number | 202510684 |
| Deed Book / Page | 3191 / 241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 15, 2024 |
| Property Address | 675 WINDING RIVER RD, MOUNTAIN REST, SC 29664-9383 |
| Document Number | 0000012485 |
| Book / Page | 3062 / 160 |
| Map Reference | MB A34 PG 5 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 12485 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $286.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 GULF STREAM LN, SALEM, SC 29676-4009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 675 WINDING RIVER RD, MOUNTAIN REST, SC 29664-9383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | SERVICELINK LOAN MOD SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000399 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 4355/218 |
| Instrument | 399 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | May 1, 2062 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 8, 2017 |
| Property Address | 675 WINDING RIVER RD, MOUNTAIN REST, SC 29664-9383 |
| Document Number | 0000002984 |
| Book / Page | 002297 / 000079 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 2984 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 675 WINDING RIVER RD MOUNTAIN REST SC 296649383, MOUNTAIN REST, SC 29664-9383 |
| Document Number | 2983 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 003645/000014 |
| Instrument | 2983 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Sep 7, 2042 |
The 2025 property tax bill for 675 Winding River Rd was $1,383.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,383.00 | $4,291 Land $925 Building $3,366 | $107,270 Land $23,120 Building $84,150 |
| 2023 | $3,431 Land $519 Building $2,912 | $85,773 Land $12,970 Building $72,803 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 675 Winding River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1994–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 675 Winding River Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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