685 Summit Pl, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 685 Summit Pl, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,719 sqft · built 2007
Lot Size	0.255 acres (11,125 sqft)
Owner	Individual Name on File
Last Sale	$290,280 (Jun 2007)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`117357`

Property Details

APN / Parcel Number

Primary APN	`117357`
Alternative APNs	`370429 057219 0000` `34579`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,719 sqft Living Area
1st Floor Area	879 sqft
2nd Floor Area	840 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,125 sqft (0.255 acres)
Garage Type	Built-in
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	27 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	117357
Street Address	685 SUMMIT PL
City	SEDRO WOOLLEY
State	WA
Zip	98284-8808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES DIV NO 7 LOT 14 BLK 2
Legal Range	04
Legal Township	37
Legal Section	29
Legal Subdivision	GLENHAVEN LAKES
Legal Block	2
Legal Lot Number	14
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1010
Census Tract	807

Owner

685 Summit Pl is owned and occupied by an individual who bought it in June 2007.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	685 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage TJC MTG
Mar 14, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2007 · Amount on File
Deed Sale	Jun 29, 2007 · Amount on File
Prior Sale	Jan 2, 2007 · Amount on File
Deed Document Number	2070605420
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	685 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808
Document Number	2200601682
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	SOLIDIFI TITLE AGENCY LLC, SOLIDIFI TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	685 SUMMIT PL SEDRO WOOLLEY WA 982848808, SEDRO WOOLLEY, WA 98284-8808

Mortgage

Document Number	2200601682
Date	Jun 10, 2020
Instrument	601682

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	685 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808
Document Number	2180400261
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	685 SUMMIT PIKE SEDRO WOOLLEY WA 98284, SEDRO WOOLLEY, WA 98284

Mortgage

Document Number	2180400261
Date	Apr 3, 2018
Instrument	400261

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 685 Summit Pl was $3,644.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,644.00	$502,943 Land $150,000 Building $352,943	$502,943 Land $150,000 Building $352,943
2022		$437,381 Land $106,977 Building $330,404	$437,381 Land $106,977 Building $330,404
2021	$2,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 685 Summit Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 685 Summit Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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