649 Summit Pl, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 649 Summit Pl, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,408 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$587,250 (Jul 2025)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`539433`

Property Details

APN / Parcel Number

Primary APN	`539433`
Alternative APNs	`370429 020196 0000` `34509`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	1,408 sqft
Basement Area	704 sqft
Finished Basement	704 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Bi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Built-in
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	294 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	539433
Street Address	649 SUMMIT PL
City	SEDRO WOOLLEY
State	WA
Zip	98284-8808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES DIV NO 7 LOT 8 BLK 2
Legal Range	04
Legal Township	37
Legal Section	29
Legal Subdivision	GLENHAVEN LAKES
Legal Block	2
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1010
Census Tract	807

Owner

649 Summit Pl is owned by an individual who bought it in July 2025.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16117 PACIFIC AVE S, WA
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Mar 7, 2017	Warranty Deed, Transfer · Conventional with PMI WALLICK & VOLK
Mar 7, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Mar 7, 2017
Deed Document Number	2025-0701788
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	649 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808

Mortgage

Document Number	0000201522
Date	Feb 27, 2024
Instrument	2024-0201522

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	649 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000303500
Date	Mar 30, 2022
Instrument	2022-0303500

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	649 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808
Document Number	2190804204
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	649 SUMMIT PL SEDRO WOOLLEY WA 982848808, SEDRO WOOLLEY, WA 98284-8808

Mortgage

Document Number	2190804204
Date	Aug 30, 2019
Instrument	804204

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 7, 2017
Property Address	649 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808
Document Number	2170300719
Instrument Date	Feb 27, 2017
Instrument	300719
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,736.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	649 SUMMIT PL SEDRO WOOLLEY WA 982848808, SEDRO WOOLLEY, WA 98284-8808

Mortgage

Document Number	2170300721
Date	Mar 7, 2017
Instrument	300721

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 7, 2017
Property Address	649 SUMMIT PL, SEDRO WOOLLEY, WA 98284-8808
Document Number	2170300720
Instrument Date	Feb 17, 2017
Instrument	300720
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	649 SUMMIT PL SEDRO WOOLLEY WA 982848808, SEDRO WOOLLEY, WA 98284-8808

Tax Assessment & Valuation

The 2025 property tax bill for 649 Summit Pl was $3,944.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00	$544,272 Land $150,000 Building $394,272	$544,272 Land $150,000 Building $394,272
2022		$503,424 Land $106,977 Building $396,447	$503,424 Land $106,977 Building $396,447
2021	$3,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 649 Summit Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Summit Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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