685 S First Ave, Stephenville, TX 76401 Property Records

Erath County property record for 685 S First Ave, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	1,084 sqft · built 1960
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$169,575 (Jun 2026)
Tax Bill	$2,852 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000033682`

Property Details

APN / Parcel Number

Primary APN	`R000033682`
Alternative APN	`R.6200.01690.00.0`

Interior

Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,581 sqft (0.197 acres)
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	192 sqft

Location & Zoning

Account Number	R.6200.01690.00.0
Street Address	685 S FIRST AVE
City	STEPHENVILLE
State	TX
Zip	76401-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6200 SOUTH SIDE ADDITION, BLOCK 25;, LOT 5;6; (66X104 OF 5 &, 67X26 OF 6)
Legal Subdivision	SOUTH SIDE ADDITION
Legal Block	25
Legal Lot Number	5,6
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2021
Census Tract	950600

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1506 WHITEFIELD ST, STEPHENVILLE, TX 76401-5002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed, Transfer · Conventional Mortgage FIRST FINANCIAL NW BANK
Feb 8, 2019	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	20263236
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ERATH TX
Recording Date	Jun 9, 2026
Property Address	685 S FIRST AVE, STEPHENVILLE, TX 76401-5810
Document Number	0000003236
Instrument Date	Jun 9, 2026
Instrument	20263236
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 WHITEFIELD ST, STEPHENVILLE, TX 76401-5002

Mortgage

Document Number	0000003237,
Date	Jun 9, 2026
Instrument	20263237

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Feb 8, 2019
Property Address	685 S FIRST AVE, STEPHENVILLE, TX 76401-5810
Document Number	201900632
Map Reference	VOL 381 PG 105
Instrument Date	Feb 8, 2019
Instrument	2019-00632
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 186, CISCO, TX 76437-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	685 S FIRST AVE, STEPHENVILLE, TX 76401-5810

Mortgage

Document Number	201900633
Date	Feb 8, 2019
Instrument	2019-00633

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Mortgage

Document Number	201900634
Date	Feb 8, 2019
Instrument	2019-00634

Lender

Name	THE BANK OF NEW YORK TRUST CO NA
Type	Bank
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,852.00 (+111.73%)	$170,315 (-5.38%)	$190,800 (+6%) Land $40,000 Building $150,800
2025	$1,347.00 (+5.4%) Homeowner's exemption	$180,000 (+1%) Land $40,000 Building $140,000	$180,000 (+1%) Land $40,000 Building $140,000
2023	$1,278.00 (-29.78%) Homeowner's exemption	$163,630 Land $40,000 Building $123,630	$163,630 Land $40,000 Building $123,630
2022	$1,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lipan Telephone Company.

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