651 S First Ave, Stephenville, TX 76401 Property Records

Erath County property record for 651 S First Ave, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	1,175 sqft · built 1971
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$66,500 (Jul 2022)
Tax Bill	$2,493 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000033678`

Property Details

APN / Parcel Number

Primary APN	`R000033678`
Alternative APN	`R.6200.01640.00.0`

Interior

Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	4,138 sqft (0.095 acres)
Porch	Porch
Porch Area	28 sqft
Patio Area	120 sqft

Location & Zoning

Account Number	R.6200.01640.00.0
Street Address	651 S FIRST AVE
City	STEPHENVILLE
State	TX
Zip	76401-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6200 SOUTH SIDE ADDITION, BLOCK 25;, LOT 1C; (AKA: S 60 OF, W 69 OF LT 1A)
Legal Subdivision	SOUTH SIDE ADDITION
Legal Tract	1
Legal Block	25
Legal Lot Number	1C
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2021
Census Tract	950600

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	651 S FIRST AVE, STEPHENVILLE, TX 76401-5810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Apr 19, 2013 · Amount on Record
Deed Document Number	20225087
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Jul 18, 2022
Property Address	651 S FIRST AVE, STEPHENVILLE, TX 76401-5810
Document Number	0202205087
Map Reference	VOL 381 PG 105
Instrument Date	Jul 18, 2022
Instrument	2022-05087
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	COWBOY COUNTRY TITLE LLC, COWBOY COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 S FIRST AVE, STEPHENVILLE, TX 76401-5810

Mortgage

Document Number	0202205088
Date	Jul 18, 2022
Instrument	2022-05088

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	651 S FIRST AVE, STEPHENVILLE, TX 76401-5810
Transaction Type	Mortgage
Record Updated	Nov 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201805956
Date	Oct 16, 2018
Instrument	2018-05956

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Municipality	Stephenville City
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,493.00 (+99.92%)	$148,850 (-) Land $32,000 Building $116,850	$148,850 (-) Land $32,000 Building $116,850
2025	$1,247.00 (-5.53%) Homeowner's exemption	$148,850 (+14.25%) Land $32,000 Building $116,850	$148,850 (+14.25%) Land $32,000 Building $116,850
2023	$1,320.00 (-42.31%) Homeowner's exemption	$130,290 Land $32,000 Building $98,290	$130,290 Land $32,000 Building $98,290
2022	$2,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002
Water Source	Purchased surface water from UPPER LEON RIVER MWD
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lipan Telephone Company.

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